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Lloyds Banking Group plcDB:LLD Stock Report

Market Cap €54.2b
Share Price
€0.92
My Fair Value
AN
AnalystConsensusTarget
€1.00
7.8% undervalued intrinsic discount
1Y31.1%
7D1.8%
Portfolio Value
View

Lloyds Banking Group plc

DB:LLD Stock Report

Market Cap: €54.2b

Lloyds Banking Group (LLD) Stock Overview

Provides a range of banking and financial products and services in the United Kingdom and internationally. More details

LLD fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance2/6
Financial Health5/6
Dividends4/6

LLD Community Fair Values

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Lloyds Banking Group plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for Lloyds Banking Group
Historical stock prices
Current Share PriceUK£0.92
52 Week HighUK£0.95
52 Week LowUK£0.61
Beta1.08
1 Month Change1.99%
3 Month Change8.71%
1 Year Change31.06%
3 Year Change69.54%
5 Year Change197.87%
Change since IPO-30.90%

Recent News & Updates

Recent updates

Shareholder Returns

LLDDE BanksDE Market
7D1.8%3.8%1.0%
1Y31.1%37.6%18.7%

Return vs Industry: LLD underperformed the German Banks industry which returned 37.6% over the past year.

Return vs Market: LLD exceeded the German Market which returned 18.7% over the past year.

Price Volatility

Is LLD's price volatile compared to industry and market?
LLD volatility
LLD Average Weekly Movement3.1%
Banks Industry Average Movement3.3%
Market Average Movement5.1%
10% most volatile stocks in DE Market11.6%
10% least volatile stocks in DE Market2.6%

Stable Share Price: LLD has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: LLD's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
169561,228Charlie Nunnwww.lloydsbankinggroup.com

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services in the United Kingdom and internationally. The company operates through three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, motor finance, unsecured loans, and leasing solutions, as well as credit cards to personal customers.

Lloyds Banking Group plc Fundamentals Summary

How do Lloyds Banking Group's earnings and revenue compare to its market cap?
LLD fundamental statistics
Market cap€54.17b
Earnings (TTM)€4.70b
Revenue (TTM)€20.49b
11.5x
P/E Ratio
1.0x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
LLD income statement (TTM)
RevenueUK£17.67b
Cost of RevenueUK£0
Gross ProfitUK£17.67b
Other ExpensesUK£13.62b
EarningsUK£4.05b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Jan 29, 2026

Earnings per share (EPS)0.068
Gross Margin100.00%
Net Profit Margin22.93%
Debt/Equity Ratio301.8%

How did LLD perform over the long term?

See historical performance and comparison

Dividends

4.0%
Current Dividend Yield
50%
Payout Ratio

Does LLD pay a reliable dividends?

See LLD dividend history and benchmarks
When do you need to buy LLD by to receive an upcoming dividend?
Lloyds Banking Group dividend dates
Ex Dividend DateJul 31 2025
Dividend Pay DateSep 09 2025
Days until Ex dividend0 days
Days until Dividend pay date40 days

Does LLD pay a reliable dividends?

See LLD dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/30 03:35
End of Day Share Price 2025/07/30 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Lloyds Banking Group plc is covered by 44 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jesús Gómez DominguezBanco Santander
Amandeep RakkarBarclays
Thomas Andrew RaynerBarclays