KBC Group Balance Sheet Health
Financial Health criteria checks 4/6
KBC Group has total assets of €359.5B and total equity of €23.9B. Total deposits are €249.4B, and total loans are €184.4B earning a Net Interest Margin of 2.1%. It has insufficient allowance for bad loans, which are currently at 2.3% of total loans. Cash and short-term investments are €79.7B.
Key information
15x
Asset to equity ratio
2.1%
Net interest margin
Total deposits | €249.42b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €79.68b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: KDB0's Assets to Equity ratio (15x) is moderate.
Allowance for Bad Loans: KDB0 has a low allowance for bad loans (57%).
Low Risk Liabilities: 74% of KDB0's liabilities are made up of primarily low risk sources of funding.
Loan Level: KDB0 has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: KDB0's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: KDB0 has a high level of bad loans (2.3%).