Kyoto Financial GroupInc Past Earnings Performance

Past criteria checks 4/6

Kyoto Financial GroupInc's earnings have been declining at an average annual rate of -0.6%, while the Banks industry saw earnings growing at 9.9% annually. Revenues have been growing at an average rate of 0.2% per year. Kyoto Financial GroupInc's return on equity is 2.9%, and it has net margins of 26.8%.

Key information

-0.6%

Earnings growth rate

-0.5%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate0.2%
Return on equity2.9%
Net Margin26.8%
Next Earnings Update31 Jan 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Kyoto Financial GroupInc makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:JX3 Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 23113,73530,47156,2930
30 Jun 23111,64928,21756,0000
31 Mar 23114,20927,21356,1590
31 Dec 22107,40722,63655,7190
30 Sep 22121,56122,81855,5980
30 Jun 22116,42420,61155,7450
31 Mar 22112,78520,62155,7500
31 Dec 21111,88321,49856,5730
30 Sep 2196,60319,69256,6780
30 Jun 21100,25621,92657,1890
31 Mar 2194,21016,86056,9050
31 Dec 2099,35019,68856,7570
30 Sep 2097,96118,43957,1260
30 Jun 2099,92519,43557,4180
31 Mar 20101,64320,38358,3630
31 Dec 19121,08332,80759,0960
30 Sep 19121,63032,53259,5870
30 Jun 19121,57132,73059,9230
31 Mar 19120,73531,68160,6290
31 Dec 18105,24619,33360,6400
30 Sep 18106,41720,03060,8620
30 Jun 18106,60719,19661,2040
31 Mar 18104,10919,32360,5140
31 Dec 17107,54622,40360,5580
30 Sep 17104,42719,31560,3950
30 Jun 17105,35120,20660,3770
31 Mar 17105,01818,60160,2510
31 Dec 16101,31016,95659,8950
30 Sep 16101,17318,22259,6010
30 Jun 16100,11817,89859,1950
31 Mar 16104,78421,32258,9190
31 Dec 15106,77520,76459,2060
30 Sep 15109,82222,26759,5430
30 Jun 15112,93824,23660,0920
31 Mar 15109,12621,27660,6710
31 Dec 14105,36521,58059,9430
30 Sep 14100,09018,59159,9410
30 Jun 1498,29216,74659,7350
31 Mar 1498,55416,77158,9390
31 Dec 13101,70117,62058,0010
30 Sep 13105,89220,15657,5520
30 Jun 13106,21719,49057,0810
31 Mar 13104,06317,57457,0270
31 Dec 12103,82617,31258,1610

Quality Earnings: JX3 has high quality earnings.

Growing Profit Margin: JX3's current net profit margins (26.8%) are higher than last year (18.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: JX3's earnings have declined by 0.6% per year over the past 5 years.

Accelerating Growth: JX3's earnings growth over the past year (33.5%) exceeds its 5-year average (-0.6% per year).

Earnings vs Industry: JX3 earnings growth over the past year (33.5%) exceeded the Banks industry 32%.


Return on Equity

High ROE: JX3's Return on Equity (2.9%) is considered low.


Return on Assets


Return on Capital Employed


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