Kyoto Financial GroupInc Balance Sheet Health
Financial Health criteria checks 5/6
Kyoto Financial GroupInc has total assets of ¥11,501.4B and total equity of ¥1,048.5B. Total deposits are ¥9,257.7B, and total loans are ¥6,911.0B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are ¥1,143.0B.
Key information
11x
Asset to equity ratio
0.9%
Net interest margin
| Total deposits | JP¥9.26t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥1.14t |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: JX3's Assets to Equity ratio (11x) is moderate.
Allowance for Bad Loans: JX3 has a low allowance for bad loans (35%).
Low Risk Liabilities: 89% of JX3's liabilities are made up of primarily low risk sources of funding.
Loan Level: JX3 has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: JX3's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: JX3 has an appropriate level of bad loans (1.4%).