JX0 Stock Overview
Operates as a savings bank that provides a range of banking and financial products and services to individuals and business customers in Oslo. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Bien Sparebank ASA Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NOK 9.95 |
| 52 Week High | NOK 10.50 |
| 52 Week Low | NOK 6.50 |
| Beta | -0.47 |
| 1 Month Change | -1.49% |
| 3 Month Change | 29.22% |
| 1 Year Change | 31.96% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 18.66% |
Recent News & Updates
Recent updates
Shareholder Returns
| JX0 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 2.6% | 1.3% | 0.3% |
| 1Y | 32.0% | 20.5% | 6.9% |
Return vs Industry: JX0 exceeded the German Banks industry which returned 20.2% over the past year.
Return vs Market: JX0 exceeded the German Market which returned 7.2% over the past year.
Price Volatility
| JX0 volatility | |
|---|---|
| JX0 Average Weekly Movement | 4.0% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.8% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: JX0 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: JX0's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1885 | 30 | Lena Jorundland | www.bien.no |
Bien Sparebank ASA operates as a savings bank that provides a range of banking and financial products and services to individuals and business customers in Oslo. It offers savings, pension, BSU, fund savings, and group accounts, as well as pension saving accounts and accounts for daily operations; car and mortgage loans, and loans for other vehicles; mortgage; home and leisure, agriculture, car and other vehicles, personal, and animal insurance solutions; and payment services for private customers. The company also provides bank, credit, and value cards, whoops, direct bank integration, invoicing, payment terminals; bank guarantees, overdraft, leasing solutions, and business and construction loans; and insurance products for corporate customers.
Bien Sparebank ASA Fundamentals Summary
| JX0 fundamental statistics | |
|---|---|
| Market cap | €58.78m |
| Earnings (TTM) | €4.66m |
| Revenue (TTM) | €12.62m |
12.6x
P/E Ratio1.0x
P/B RatioIs JX0 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| JX0 income statement (TTM) | |
|---|---|
| Revenue | NOK 148.76m |
| Cost of Revenue | NOK 0 |
| Gross Profit | NOK 148.76m |
| Other Expenses | NOK 93.85m |
| Earnings | NOK 54.90m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 12, 2025
| Earnings per share (EPS) | 9.67 |
| Gross Margin | 100.00% |
| Net Profit Margin | 36.91% |
| Debt/Equity Ratio | 135.3% |
How did JX0 perform over the long term?
See historical performance and comparisonDividends
4.0%
Current Dividend Yield51%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 22:42 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Bien Sparebank ASA is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Žilvinas Jusaitis | Norne Securities AS |