FVCBankcorp Balance Sheet Health
Financial Health criteria checks 6/6
FVCBankcorp has total assets of $2.2B and total equity of $220.7M. Total deposits are $1.9B, and total loans are $1.8B. It earns a Net Interest Margin of 2.5%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $84.7M.
Key information
9.9x
Asset to equity ratio
2.5%
Net interest margin
Total deposits | US$1.86b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$84.67m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: I29's Assets to Equity ratio (9.9x) is low.
Allowance for Bad Loans: I29 has a sufficient allowance for bad loans (631%).
Low Risk Liabilities: 95% of I29's liabilities are made up of primarily low risk sources of funding.
Loan Level: I29 has an appropriate level of Loans to Assets ratio (84%).
Low Risk Deposits: I29's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: I29 has an appropriate level of bad loans (0.2%).