Bank of Georgia Group Balance Sheet Health
Financial Health criteria checks 4/6
Bank of Georgia Group has total assets of GEL42.4B and total equity of GEL6.0B. Total deposits are GEL28.3B, and total loans are GEL27.7B earning a Net Interest Margin of 6.5%. It has insufficient allowance for bad loans, which are currently at 2.3% of total loans. Cash and short-term investments are GEL3.2B.
Key information
7x
Asset to equity ratio
6.5%
Net interest margin
Total deposits | GEL28.33b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | GEL3.15b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GEB's Assets to Equity ratio (7x) is low.
Allowance for Bad Loans: GEB has a low allowance for bad loans (73%).
Low Risk Liabilities: 78% of GEB's liabilities are made up of primarily low risk sources of funding.
Loan Level: GEB has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: GEB's Loans to Deposits ratio (98%) is appropriate.
Level of Bad Loans: GEB has a high level of bad loans (2.3%).