Pathward Financial Balance Sheet Health
Financial Health criteria checks 6/6
Pathward Financial has total assets of $7.5B and total equity of $839.6M. Total deposits are $5.9B, and total loans are $4.0B. It earns a Net Interest Margin of 6.1%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are $158.3M.
Key information
9x
Asset to equity ratio
6.1%
Net interest margin
| Total deposits | US$5.88b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$158.34m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FM7's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: FM7 has a sufficient allowance for bad loans (109%).
Low Risk Liabilities: 88% of FM7's liabilities are made up of primarily low risk sources of funding.
Loan Level: FM7 has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: FM7's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: FM7 has an appropriate level of bad loans (1%).