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FM7 logo

Pathward Financial DB:FM7 Stock Report

Last Price

€71.00

Market Cap

€1.7b

7D

-7.8%

1Y

47.3%

Updated

23 Dec, 2024

Data

Company Financials +

FM7 Stock Overview

Operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. More details

FM7 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance3/6
Financial Health6/6
Dividends0/6

My Notes

Capture your thoughts, links and company narrative

Pathward Financial, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Pathward Financial
Historical stock prices
Current Share PriceUS$71.00
52 Week HighUS$80.00
52 Week LowUS$43.80
Beta0.70
1 Month Change-7.19%
3 Month Change19.33%
1 Year Change47.30%
3 Year Change39.22%
5 Year Changen/a
Change since IPO193.39%

Recent News & Updates

Recent updates

Shareholder Returns

FM7DE BanksDE Market
7D-7.8%-2.0%-2.0%
1Y47.3%19.1%6.9%

Return vs Industry: FM7 exceeded the German Banks industry which returned 19.1% over the past year.

Return vs Market: FM7 exceeded the German Market which returned 6.9% over the past year.

Price Volatility

Is FM7's price volatile compared to industry and market?
FM7 volatility
FM7 Average Weekly Movement5.3%
Banks Industry Average Movement3.1%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.3%
10% least volatile stocks in DE Market2.4%

Stable Share Price: FM7 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: FM7's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19541,244Brett Pharrwww.pathwardfinancial.com

Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. The company operates through three segments: Consumer, Commercial, and Corporate Services/Other. It offers demand deposit accounts, savings accounts, and money market savings accounts.

Pathward Financial, Inc. Fundamentals Summary

How do Pathward Financial's earnings and revenue compare to its market cap?
FM7 fundamental statistics
Market cap€1.70b
Earnings (TTM)€159.88m
Revenue (TTM)€681.47m

10.6x

P/E Ratio

2.1x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FM7 income statement (TTM)
RevenueUS$711.05m
Cost of RevenueUS$0
Gross ProfitUS$711.05m
Other ExpensesUS$544.23m
EarningsUS$166.82m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)6.92
Gross Margin100.00%
Net Profit Margin23.46%
Debt/Equity Ratio48.9%

How did FM7 perform over the long term?

See historical performance and comparison

Dividends

0.3%

Current Dividend Yield

3%

Payout Ratio

Does FM7 pay a reliable dividends?

See FM7 dividend history and benchmarks
When do you need to buy FM7 by to receive an upcoming dividend?
Pathward Financial dividend dates
Ex Dividend DateDec 10 2024
Dividend Pay DateJan 02 2025
Days until Ex dividend14 days
Days until Dividend pay date9 days

Does FM7 pay a reliable dividends?

See FM7 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 13:02
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2024/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Pathward Financial, Inc. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Stephen MossB. Riley Securities, Inc.
Stephen MossFBR Capital Markets & Co.
Christopher McGrattyKeefe, Bruyette, & Woods