FM7 Stock Overview
Operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Pathward Financial, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$71.00 |
| 52 Week High | US$80.00 |
| 52 Week Low | US$43.80 |
| Beta | 0.70 |
| 1 Month Change | -7.19% |
| 3 Month Change | 19.33% |
| 1 Year Change | 47.30% |
| 3 Year Change | 39.22% |
| 5 Year Change | n/a |
| Change since IPO | 193.39% |
Recent News & Updates
Recent updates
Shareholder Returns
| FM7 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -7.8% | -2.0% | -2.0% |
| 1Y | 47.3% | 19.1% | 6.9% |
Return vs Industry: FM7 exceeded the German Banks industry which returned 19.1% over the past year.
Return vs Market: FM7 exceeded the German Market which returned 6.9% over the past year.
Price Volatility
| FM7 volatility | |
|---|---|
| FM7 Average Weekly Movement | 5.3% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.3% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: FM7 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: FM7's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1954 | 1,244 | Brett Pharr | www.pathwardfinancial.com |
Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. The company operates through three segments: Consumer, Commercial, and Corporate Services/Other. It offers demand deposit accounts, savings accounts, and money market savings accounts.
Pathward Financial, Inc. Fundamentals Summary
| FM7 fundamental statistics | |
|---|---|
| Market cap | €1.70b |
| Earnings (TTM) | €159.88m |
| Revenue (TTM) | €681.47m |
10.6x
P/E Ratio2.1x
P/B RatioIs FM7 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FM7 income statement (TTM) | |
|---|---|
| Revenue | US$711.05m |
| Cost of Revenue | US$0 |
| Gross Profit | US$711.05m |
| Other Expenses | US$544.23m |
| Earnings | US$166.82m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.92 |
| Gross Margin | 100.00% |
| Net Profit Margin | 23.46% |
| Debt/Equity Ratio | 48.9% |
How did FM7 perform over the long term?
See historical performance and comparisonDividends
0.3%
Current Dividend Yield3%
Payout RatioDoes FM7 pay a reliable dividends?
See FM7 dividend history and benchmarks| Pathward Financial dividend dates | |
|---|---|
| Ex Dividend Date | Dec 10 2024 |
| Dividend Pay Date | Jan 02 2025 |
| Days until Ex dividend | 14 days |
| Days until Dividend pay date | 9 days |
Does FM7 pay a reliable dividends?
See FM7 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 13:02 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Pathward Financial, Inc. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Stephen Moss | FBR Capital Markets & Co. |
| Christopher McGratty | Keefe, Bruyette, & Woods |