FM7 Stock Overview
Operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Pathward Financial, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$74.50 |
| 52 Week High | US$80.00 |
| 52 Week Low | US$43.80 |
| Beta | 0.73 |
| 1 Month Change | 4.93% |
| 3 Month Change | 11.19% |
| 1 Year Change | 54.56% |
| 3 Year Change | 46.08% |
| 5 Year Change | n/a |
| Change since IPO | 207.85% |
Recent News & Updates
Recent updates
Shareholder Returns
| FM7 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 2.1% | 1.3% | 2.3% |
| 1Y | 54.6% | 28.3% | 11.9% |
Return vs Industry: FM7 exceeded the German Banks industry which returned 30.2% over the past year.
Return vs Market: FM7 exceeded the German Market which returned 13.2% over the past year.
Price Volatility
| FM7 volatility | |
|---|---|
| FM7 Average Weekly Movement | 5.2% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 10.8% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: FM7 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: FM7's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1954 | 1,244 | Brett Pharr | www.pathwardfinancial.com |
Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. The company operates through three segments: Consumer, Commercial, and Corporate Services/Other. It offers demand deposit accounts, savings accounts, and money market savings accounts.
Pathward Financial, Inc. Fundamentals Summary
| FM7 fundamental statistics | |
|---|---|
| Market cap | €1.82b |
| Earnings (TTM) | €163.78m |
| Revenue (TTM) | €690.54m |
11.1x
P/E Ratio2.4x
P/B RatioIs FM7 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FM7 income statement (TTM) | |
|---|---|
| Revenue | US$719.62m |
| Cost of Revenue | US$0 |
| Gross Profit | US$719.62m |
| Other Expenses | US$548.94m |
| Earnings | US$170.68m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 7.08 |
| Gross Margin | 100.00% |
| Net Profit Margin | 23.72% |
| Debt/Equity Ratio | 4.3% |
How did FM7 perform over the long term?
See historical performance and comparisonDividends
0.3%
Current Dividend Yield2%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/22 13:25 |
| End of Day Share Price | 2025/01/22 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Pathward Financial, Inc. is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Stephen Moss | FBR Capital Markets & Co. |
| Christopher McGratty | Keefe, Bruyette, & Woods |