SouthState Balance Sheet Health
Financial Health criteria checks 6/6
SouthState has total assets of $45.1B and total equity of $5.5B. Total deposits are $37.2B, and total loans are $32.2B. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $1.2B.
Key information
8.1x
Asset to equity ratio
3.6%
Net interest margin
Total deposits | US$37.18b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$1.21b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FJ5's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: FJ5 has a sufficient allowance for bad loans (273%).
Low Risk Liabilities: 94% of FJ5's liabilities are made up of primarily low risk sources of funding.
Loan Level: FJ5 has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: FJ5's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: FJ5 has an appropriate level of bad loans (0.5%).