First Commonwealth Financial Corporation

DB:FCF Stock Report

Market Cap: €1.9b

First Commonwealth Financial Past Earnings Performance

Past criteria checks 3/6

First Commonwealth Financial has been growing earnings at an average annual rate of 12.7%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 8.8% per year. First Commonwealth Financial's return on equity is 10.8%, and it has net margins of 33.2%.

Key information

12.7%

Earnings growth rate

11.9%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate8.8%
Return on equity10.8%
Net Margin33.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How First Commonwealth Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:FCF Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 244561522110
30 Jun 244631592080
31 Mar 244701642070
31 Dec 234671572060
30 Sep 234491482000
30 Jun 234341431960
31 Mar 234091311890
31 Dec 223891281830
30 Sep 223851271820
30 Jun 223801271800
31 Mar 223751261760
31 Dec 213861381740
30 Sep 213741291730
30 Jun 213581141700
31 Mar 213511081700
31 Dec 20305731710
30 Sep 20305751700
30 Jun 20311821700
31 Mar 20315851690
31 Dec 193391051660
30 Sep 193371061630
30 Jun 193291041610
31 Mar 193321091590
31 Dec 183271071550
30 Sep 18324841570
30 Jun 18322811550
31 Mar 18311631530
31 Dec 17302551510
30 Sep 17291691440
30 Jun 17277651370
31 Mar 17254631290
31 Dec 16244601260
30 Sep 16229521210
30 Jun 16223471220
31 Mar 16229481250
31 Dec 15233501240
30 Sep 15233481250
30 Jun 15235481270
31 Mar 15235461260
31 Dec 14232441260
30 Sep 14233461260
30 Jun 14236491230
31 Mar 14226431240
31 Dec 13225411280

Quality Earnings: FCF has high quality earnings.

Growing Profit Margin: FCF's current net profit margins (33.2%) are higher than last year (33%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FCF's earnings have grown by 12.7% per year over the past 5 years.

Accelerating Growth: FCF's earnings growth over the past year (2.4%) is below its 5-year average (12.7% per year).

Earnings vs Industry: FCF earnings growth over the past year (2.4%) did not outperform the Banks industry 13.5%.


Return on Equity

High ROE: FCF's Return on Equity (10.8%) is considered low.


Return on Assets


Return on Capital Employed


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