FCF Stock Overview
A financial holding company, provides various consumer and commercial banking services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
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Risk Analysis
My Notes
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First Commonwealth Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$15.80 |
| 52 Week High | US$18.00 |
| 52 Week Low | US$11.80 |
| Beta | 0.85 |
| 1 Month Change | -7.60% |
| 3 Month Change | 8.97% |
| 1 Year Change | 16.18% |
| 3 Year Change | 6.76% |
| 5 Year Change | 23.44% |
| Change since IPO | 149.84% |
Recent News & Updates
Recent updates
Shareholder Returns
| FCF | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -0.6% | 1.5% | 0.3% |
| 1Y | 16.2% | 19.7% | 8.4% |
Return vs Industry: FCF underperformed the German Banks industry which returned 19.7% over the past year.
Return vs Market: FCF exceeded the German Market which returned 8.4% over the past year.
Price Volatility
| FCF volatility | |
|---|---|
| FCF Average Weekly Movement | 7.3% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.8% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: FCF's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: FCF's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1934 | 1,500 | Mike Price | www.fcbanking.com |
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (atm) services, as well as internet, mobile, and telephone banking services. The company’s commercial banking services comprise commercial lending, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services.
First Commonwealth Financial Corporation Fundamentals Summary
| FCF fundamental statistics | |
|---|---|
| Market cap | €1.66b |
| Earnings (TTM) | €146.32m |
| Revenue (TTM) | €440.72m |
11.3x
P/E Ratio1.2x
P/B RatioIs FCF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FCF income statement (TTM) | |
|---|---|
| Revenue | US$456.47m |
| Cost of Revenue | US$0 |
| Gross Profit | US$456.47m |
| Other Expenses | US$304.92m |
| Earnings | US$151.55m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.49 |
| Gross Margin | 100.00% |
| Net Profit Margin | 33.20% |
| Debt/Equity Ratio | 49.8% |
How did FCF perform over the long term?
See historical performance and comparisonDividends
3.1%
Current Dividend Yield35%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 19:28 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
First Commonwealth Financial Corporation is covered by 19 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Schultheis | Boenning & Scattergood, Inc. |
| Stephen Moss | B. Riley Securities, Inc. |
| Russell Elliott Gunther | D.A. Davidson & Co. |