First Citizens BancShares Balance Sheet Health
Financial Health criteria checks 6/6
First Citizens BancShares has total assets of $220.6B and total equity of $22.8B. Total deposits are $151.6B, and total loans are $137.0B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $27.5B.
Key information
9.7x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | US$151.57b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$27.51b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FC6A's Assets to Equity ratio (9.7x) is low.
Allowance for Bad Loans: FC6A has a sufficient allowance for bad loans (135%).
Low Risk Liabilities: 77% of FC6A's liabilities are made up of primarily low risk sources of funding.
Loan Level: FC6A has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: FC6A's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: FC6A has an appropriate level of bad loans (0.9%).