First Citizens BancShares Balance Sheet Health
Financial Health criteria checks 6/6
First Citizens BancShares has total assets of $213.8B and total equity of $21.3B. Total deposits are $145.9B, and total loans are $131.6B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $35.6B.
Key information
10.1x
Asset to equity ratio
3.9%
Net interest margin
Total deposits | US$145.85b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$35.63b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FC6A's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: FC6A has a sufficient allowance for bad loans (180%).
Low Risk Liabilities: 76% of FC6A's liabilities are made up of primarily low risk sources of funding.
Loan Level: FC6A has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: FC6A's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: FC6A has an appropriate level of bad loans (0.7%).