FBYN Stock Overview

Operates as the bank holding company for Busey Bank that engages in the provision of retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States. More details

FBYN fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	5/6
Past Performance	2/6
Financial Health	6/6
Dividends	5/6

Rewards

Trading at 66.1% below our estimate of its fair value

Earnings are forecast to grow 40.88% per year

Pays a reliable dividend of 4.07%

Analysts in good agreement that stock price will rise by 28.7%

Risk Analysis

Shareholders have been diluted in the past year

Volatile share price over the past 3 months compared to the German market

My Notes

Capture your thoughts, links and company narrative

First Busey Corporation Competitors

ProCredit Holding

XTRA:PCZ

€454.7m

Republic Bancorp

NasdaqGS:RBCA.A

US$1.4b

Jiangsu Zijin Rural Commercial BankLtd

SHSE:601860

CN¥10.4b

Bank of Tianjin

SEHK:1578

HK$10.9b

Price History & Performance

Summary of share price highs, lows and changes for First Busey
Historical stock prices
Current Share Price	US$20.80
52 Week High	US$26.20
52 Week Low	US$20.00
Beta	0.85
1 Month Change	-12.61%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-6.31%

Recent updates

Shareholder Returns

	FBYN	DE Banks	DE Market
7D	-2.8%	1.3%	0.3%
1Y	n/a	20.5%	6.9%

Return vs Industry: Insufficient data to determine how FBYN performed against the German Banks industry.

Return vs Market: Insufficient data to determine how FBYN performed against the German Market.

Price Volatility

Is FBYN's price volatile compared to industry and market?
FBYN volatility
FBYN Average Weekly Movement	7.3%
Banks Industry Average Movement	3.1%
Market Average Movement	4.9%
10% most volatile stocks in DE Market	11.8%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: FBYN's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine FBYN's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1868	1,510	Van Dukeman	www.busey.com

First Busey Corporation operates as the bank holding company for Busey Bank that engages in the provision of retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States. It operates through three segments: Banking, Wealth Management, and FirsTech. The Banking segment provides banking services to individual customers, such as demand and savings deposits, money transfers, safe deposit services, individual retirement accounts and other fiduciary services, automated teller machines, and technology-based networks, as well as loan products, including residential real estate, home equity lines of credit, and consumer loans.

First Busey Corporation Fundamentals Summary

How do First Busey's earnings and revenue compare to its market cap?
FBYN fundamental statistics
Market cap	€1.30b
Earnings (TTM)	€107.04m
Revenue (TTM)	€429.14m

12.0x

P/E Ratio

1.0x

P/B Ratio

Is FBYN overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FBYN income statement (TTM)
Revenue	US$446.37m
Cost of Revenue	US$0
Gross Profit	US$446.37m
Other Expenses	US$335.04m
Earnings	US$111.34m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.96
Gross Margin	100.00%
Net Profit Margin	24.94%
Debt/Equity Ratio	33.9%

How did FBYN perform over the long term?

See historical performance and comparison

Dividends

4.1%

Current Dividend Yield

48%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/30 22:43
End of Day Share Price	2024/12/30 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Busey Corporation is covered by 11 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Stephen Moss	B. Riley Securities, Inc.
Jeffrey Rulis	D.A. Davidson & Co.
Robert Ramsey	FBR Capital Markets & Co.

First Busey DB:FBYN Stock Report