Ringkjøbing Landbobank A/S

DB:CJ2 Stock Report

Market Cap: €4.0b

Ringkjøbing Landbobank Past Earnings Performance

Past criteria checks 5/6

Ringkjøbing Landbobank has been growing earnings at an average annual rate of 22.7%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 17.9% per year. Ringkjøbing Landbobank's return on equity is 22%, and it has net margins of 56.8%.

Key information

22.7%

Earnings growth rate

24.8%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate17.9%
Return on equity22.0%
Net Margin56.8%
Next Earnings Update05 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Ringkjøbing Landbobank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:CJ2 Revenue, expenses and earnings (DKK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 244,1972,3841,0260
30 Jun 244,1402,3561,0100
31 Mar 244,0552,3169920
31 Dec 233,8192,1559730
30 Sep 233,5582,0009560
30 Jun 233,2201,7689390
31 Mar 232,9531,5919230
31 Dec 222,7911,4959060
30 Sep 222,6341,3918760
30 Jun 222,5821,3638560
31 Mar 222,4761,3068290
31 Dec 212,3721,2298210
30 Sep 212,2621,1378180
30 Jun 212,1961,1088150
31 Mar 212,1121,0458000
31 Dec 201,9489207940
30 Sep 201,8938807910
30 Jun 201,9028837950
31 Mar 201,9258778050
31 Dec 192,0549788110
30 Sep 192,0209108170
30 Jun 191,9588168350
31 Mar 191,7146987590
31 Dec 181,5426636320
30 Sep 181,3426345040
30 Jun 181,1356043740
31 Mar 181,1496553340
31 Dec 171,0695893310
30 Sep 171,0735973210
30 Jun 171,0535833200
31 Mar 171,0215673150
31 Dec 169795393120
30 Sep 169455173030
30 Jun 168994792950
31 Mar 168764522920
31 Dec 158924592870
30 Sep 158894472860
30 Jun 158904502830
31 Mar 158884472790
31 Dec 148854462770
30 Sep 148704462680
30 Jun 148314182670
31 Mar 148044022630
31 Dec 137473582580

Quality Earnings: CJ2 has high quality earnings.

Growing Profit Margin: CJ2's current net profit margins (56.8%) are higher than last year (56.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CJ2's earnings have grown significantly by 22.7% per year over the past 5 years.

Accelerating Growth: CJ2's earnings growth over the past year (19.2%) is below its 5-year average (22.7% per year).

Earnings vs Industry: CJ2 earnings growth over the past year (19.2%) exceeded the Banks industry 13%.


Return on Equity

High ROE: CJ2's Return on Equity (22%) is considered high.


Return on Assets


Return on Capital Employed


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