Commerce Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Commerce Bancshares has total assets of $30.4B and total equity of $3.0B. Total deposits are $24.4B, and total loans are $17.1B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.03% of total loans. Cash and short-term investments are $2.2B.
Key information
10.2x
Asset to equity ratio
3.2%
Net interest margin
Total deposits | US$24.44b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.03% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$2.18b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CB5's Assets to Equity ratio (10.2x) is moderate.
Allowance for Bad Loans: CB5 has a sufficient allowance for bad loans (2774%).
Low Risk Liabilities: 89% of CB5's liabilities are made up of primarily low risk sources of funding.
Loan Level: CB5 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: CB5's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: CB5 has an appropriate level of bad loans (0%).