Chongqing Rural Commercial Bank Co., Ltd.

DB:C3B Stock Report

Market Cap: €7.8b

Chongqing Rural Commercial Bank Balance Sheet Health

Financial Health criteria checks 6/6

Chongqing Rural Commercial Bank has total assets of CN¥1,517.5B and total equity of CN¥132.1B. Total deposits are CN¥940.9B, and total loans are CN¥776.2B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are CN¥181.9B.

Key information

11.5x

Asset to equity ratio

1.7%

Net interest margin

Total deposits

CN¥940.93b

Loan to deposit ratio

Appropriate

Bad loans

1.0%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

CN¥181.89b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: C3B's Assets to Equity ratio (11.5x) is moderate.

Allowance for Bad Loans: C3B has a sufficient allowance for bad loans (357%).

Low Risk Liabilities: 68% of C3B's liabilities are made up of primarily low risk sources of funding.

Loan Level: C3B has an appropriate level of Loans to Assets ratio (51%).

Low Risk Deposits: C3B's Loans to Deposits ratio (82%) is appropriate.

Level of Bad Loans: C3B has an appropriate level of bad loans (1%).


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