Arrow Financial Balance Sheet Health
Financial Health criteria checks 6/6
Arrow Financial has total assets of $4.4B and total equity of $393.3M. Total deposits are $3.8B, and total loans are $3.3B. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $344.2M.
Key information
11.2x
Asset to equity ratio
2.7%
Net interest margin
| Total deposits | US$3.84b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$344.24m |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BQE's Assets to Equity ratio (11.2x) is moderate.
Allowance for Bad Loans: BQE has a sufficient allowance for bad loans (143%).
Low Risk Liabilities: 96% of BQE's liabilities are made up of primarily low risk sources of funding.
Loan Level: BQE has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: BQE's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: BQE has an appropriate level of bad loans (0.7%).