Piraeus Financial Holdings S.A.

DB:BKP Stock Report

Market Cap: €4.4b

Piraeus Financial Holdings Balance Sheet Health

Financial Health criteria checks 4/6

Piraeus Financial Holdings has total assets of €78.8B and total equity of €8.2B. Total deposits are €60.6B, and total loans are €38.3B earning a Net Interest Margin of 2.7%. It has insufficient allowance for bad loans, which are currently at 4.3% of total loans. Cash and short-term investments are €11.6B.

Key information

9.7x

Asset to equity ratio

2.7%

Net interest margin

Total deposits

€60.59b

Loan to deposit ratio

Appropriate

Bad loans

4.3%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

€11.57b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BKP's Assets to Equity ratio (9.7x) is low.

Allowance for Bad Loans: BKP has a low allowance for bad loans (46%).

Low Risk Liabilities: 86% of BKP's liabilities are made up of primarily low risk sources of funding.

Loan Level: BKP has an appropriate level of Loans to Assets ratio (49%).

Low Risk Deposits: BKP's Loans to Deposits ratio (63%) is appropriate.

Level of Bad Loans: BKP has a high level of bad loans (4.3%).


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