Bank of Jiujiang Balance Sheet Health
Financial Health criteria checks 5/6
Bank of Jiujiang has total assets of CN¥513.8B and total equity of CN¥43.0B. Total deposits are CN¥387.5B, and total loans are CN¥301.9B. It earns a Net Interest Margin of 1.8%. It has sufficient allowance for bad loans, which are currently at 2.1% of total loans. Cash and short-term investments are CN¥52.2B.
Key information
12x
Asset to equity ratio
1.8%
Net interest margin
Total deposits | CN¥387.46b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥52.23b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BJ8's Assets to Equity ratio (12x) is moderate.
Allowance for Bad Loans: BJ8 has a sufficient allowance for bad loans (154%).
Low Risk Liabilities: 82% of BJ8's liabilities are made up of primarily low risk sources of funding.
Loan Level: BJ8 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: BJ8's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: BJ8 has a high level of bad loans (2.1%).