Banco de Sabadell Balance Sheet Health
Financial Health criteria checks 4/6
Banco de Sabadell has total assets of €236.1B and total equity of €14.2B. Total deposits are €177.9B, and total loans are €160.8B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 3.3% of total loans. Cash and short-term investments are €33.1B.
Key information
16.6x
Asset to equity ratio
1.9%
Net interest margin
Total deposits | €177.94b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €33.10b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BDSB's Assets to Equity ratio (16.6x) is moderate.
Allowance for Bad Loans: BDSB has a low allowance for bad loans (59%).
Low Risk Liabilities: 80% of BDSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: BDSB has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: BDSB's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: BDSB has a high level of bad loans (3.3%).