Truist Financial Corporation

DB:BBK Stock Report

Market Cap: €58.5b

Truist Financial Valuation

Is BBK undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Book vs Peers

  • Price-To-Book vs Industry

  • Price-To-Book vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of BBK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: BBK (€43.29) is trading below our estimate of fair value (€77.46)

Significantly Below Fair Value: BBK is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for BBK?

Key metric: As BBK is an unprofitable bank we use its Price-To-Book Ratio for relative valuation analysis.

The above table shows the Price to Book ratio for BBK. This is calculated by dividing BBK's market cap by their current book value.
What is BBK's PB Ratio?
PB Ratio1.1x
BookUS$59.02b
Market CapUS$61.30b

Price to Book Ratio vs Peers

How does BBK's PB Ratio compare to its peers?

The above table shows the PB ratio for BBK vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PBEstimated GrowthMarket Cap
Peer Average1.2x
CBK Commerzbank
0.5x8.8%€18.5b
MTB M&T Bank
1.4x6.7%US$35.4b
RF Regions Financial
1.4x12.8%US$23.9b
HBAN Huntington Bancshares
1.4x15.4%US$25.4b
BBK Truist Financial
1.1x57.5%€61.3b

Price-To-Book vs Peers: BBK is good value based on its Price-To-Book Ratio (1.1x) compared to the peer average (1.2x).

Price to Book Ratio vs Industry

How does BBK's PB Ratio compare vs other companies in the European Banks Industry?

6 CompaniesPrice / BookEstimated GrowthMarket Cap
BBK 1.1xIndustry Avg. 0.8xNo. of Companies35PB00.61.21.82.43+
6 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Book vs Industry: BBK is expensive based on its Price-To-Book Ratio (1.1x) compared to the European Banks industry average (0.8x).

Price to Book Ratio vs Fair Ratio

What is BBK's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

BBK PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ratio1.1x
Fair PB Ration/a

Price-To-Book vs Fair Ratio: Insufficient data to calculate BBK's Price-To-Book Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst BBK forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€43.29
€45.28
+4.6%
3.6%€49.34€42.70n/a21
Nov ’25€39.44
€43.44
+10.2%
3.6%€45.97€40.45n/a21
Oct ’25€38.05
€41.98
+10.3%
5.0%€45.68€37.62n/a21
Sep ’25€39.40
€41.91
+6.4%
5.1%€45.73€37.66n/a22
Aug ’25€41.08
€43.03
+4.8%
5.7%€47.26€37.99n/a23
Jul ’25€35.82
€40.03
+11.8%
6.7%€43.77€31.66n/a23
Jun ’25€34.01
€39.87
+17.2%
6.8%€43.52€31.48n/a23
May ’25€35.48
€39.73
+12.0%
7.9%€46.77€31.80n/a21
Apr ’25€35.60
€38.24
+7.4%
9.8%€46.35€28.83n/a22
Mar ’25€32.20
€37.74
+17.2%
10.0%€46.21€28.74n/a22
Feb ’25€34.20
€37.63
+10.0%
9.5%€46.00€28.61n/a24
Jan ’25€33.60
€33.38
-0.6%
13.0%€45.18€25.30n/a25
Dec ’24€29.40
€32.26
+9.7%
14.9%€45.94€25.73n/a24
Nov ’24€26.60
€32.69
+22.9%
16.4%€47.32€22.71€39.4424
Oct ’24€26.60
€34.10
+28.2%
13.3%€46.97€27.24€38.0524
Sep ’24€28.00
€34.09
+21.8%
11.6%€45.99€27.13€39.4024
Aug ’24€30.20
€33.85
+12.1%
12.3%€48.82€28.02€41.0824
Jul ’24€28.20
€35.43
+25.6%
15.3%€49.49€26.58€35.8222
Jun ’24€28.60
€38.25
+33.7%
15.5%€50.13€28.78€34.0122
May ’24€28.20
€39.07
+38.6%
14.9%€51.96€28.26€35.4822
Apr ’24€31.00
€46.81
+51.0%
12.3%€52.55€28.58€35.6022
Mar ’24€44.20
€49.13
+11.2%
7.8%€56.11€39.27€32.2022
Feb ’24€45.20
€48.02
+6.2%
8.7%€55.22€38.65€34.2022
Jan ’24€40.40
€49.04
+21.4%
10.4%€57.38€39.51€33.6022
Dec ’23€44.60
€51.16
+14.7%
10.7%€59.55€41.00€29.4022
Nov ’23€45.20
€53.55
+18.5%
10.4%€62.44€42.99€26.6022

Analyst Forecast: Target price is less than 20% higher than the current share price.

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