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B2J logo

BayCom DB:B2J Stock Report

Last Price

€25.40

Market Cap

€283.0m

7D

-0.8%

1Y

33.7%

Updated

23 Jan, 2025

Data

Company Financials +

B2J Stock Overview

Operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. More details

B2J fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends3/6

My Notes

Capture your thoughts, links and company narrative

BayCom Corp Competitors

Price History & Performance

Summary of share price highs, lows and changes for BayCom
Historical stock prices
Current Share PriceUS$25.40
52 Week HighUS$29.80
52 Week LowUS$17.20
Beta0.81
1 Month Change8.55%
3 Month Change13.39%
1 Year Change33.68%
3 Year Change48.54%
5 Year Change26.90%
Change since IPO23.30%

Recent News & Updates

Recent updates

Shareholder Returns

B2JDE BanksDE Market
7D-0.8%1.3%2.3%
1Y33.7%28.3%11.9%

Return vs Industry: B2J exceeded the German Banks industry which returned 30.2% over the past year.

Return vs Market: B2J exceeded the German Market which returned 13.2% over the past year.

Price Volatility

Is B2J's price volatile compared to industry and market?
B2J volatility
B2J Average Weekly Movement11.8%
Banks Industry Average Movement3.2%
Market Average Movement4.8%
10% most volatile stocks in DE Market10.8%
10% least volatile stocks in DE Market2.4%

Stable Share Price: B2J's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: B2J's weekly volatility (12%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

FoundedEmployeesCEOWebsite
2004358George Guariniwww.unitedbusinessbank.com

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection.

BayCom Corp Fundamentals Summary

How do BayCom's earnings and revenue compare to its market cap?
B2J fundamental statistics
Market cap€283.01m
Earnings (TTM)€22.93m
Revenue (TTM)€92.21m

12.4x

P/E Ratio

0.9x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
B2J income statement (TTM)
RevenueUS$96.06m
Cost of RevenueUS$0
Gross ProfitUS$96.06m
Other ExpensesUS$72.17m
EarningsUS$23.89m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.16
Gross Margin100.00%
Net Profit Margin24.87%
Debt/Equity Ratio22.5%

How did B2J perform over the long term?

See historical performance and comparison

Dividends

2.2%

Current Dividend Yield

19%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/23 00:23
End of Day Share Price 2025/01/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

BayCom Corp is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Stephen MossB. Riley Securities, Inc.
Gary TennerD.A. Davidson & Co.
null nullD.A. Davidson & Co.