AKB2 Stock Overview

Provides various banking products and services in Turkey and internationally. More details

AKB2 fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	6/6
Past Performance	2/6
Financial Health	5/6
Dividends	4/6

Rewards

Trading at 65.4% below our estimate of its fair value

Earnings are forecast to grow 45.85% per year

Risk Analysis

Highly volatile share price over the past 3 months compared to the German market

Profit margins (30.8%) are lower than last year (49.4%)

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

Akbank T.A.S. Competitors

Commerzbank

XTRA:CBK

€23.2b

ProCredit Holding

XTRA:PCZ

€563.1m

Merkur PrivatBank KgaA

XTRA:MBK

€112.8m

Union Bank of India

NSEI:UNIONBANK

₹835.4b

Price History & Performance

Summary of share price highs, lows and changes for Akbank T.A.S
Historical stock prices
Current Share Price	₺2.94
52 Week High	₺3.86
52 Week Low	₺2.04
Beta	0.70
1 Month Change	-11.98%
3 Month Change	0%
1 Year Change	32.43%
3 Year Change	217.84%
5 Year Change	28.95%
Change since IPO	-54.70%

Recent updates

Shareholder Returns

	AKB2	DE Banks	DE Market
7D	-9.8%	1.8%	2.7%
1Y	32.4%	35.4%	17.0%

Return vs Industry: AKB2 underperformed the German Banks industry which returned 35.4% over the past year.

Return vs Market: AKB2 exceeded the German Market which returned 17% over the past year.

Price Volatility

Is AKB2's price volatile compared to industry and market?
AKB2 volatility
AKB2 Average Weekly Movement	12.9%
Banks Industry Average Movement	3.3%
Market Average Movement	4.8%
10% most volatile stocks in DE Market	11.1%
10% least volatile stocks in DE Market	2.5%

Stable Share Price: AKB2's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: AKB2's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

Founded	Employees	CEO	Website
1948	13,478	Cenk Gur	www.akbank.com

Akbank T.A.S., together with its subsidiaries, provides various banking products and services in Turkey and internationally. The company’s consumer banking services comprise deposit accounts, retail loans, commercial installment loans, credit cards, insurance products, bank cards, cheques, and asset management services, as well as investment funds trading, automatic payment, foreign currency trading, safe deposit box rental, money transfer, investment banking, and telephone and internet banking services. It also offers services to large, medium, and small size corporate and commercial customers that include Turkish Lira (TL) and foreign currency denominated working capital loans financing for investments, foreign trade financing, derivative instruments for hedging purposes of foreign currency and interest risk, letters of credit, foreign currency trading, corporate finance, and deposit and cash management services, as well as project finance loans; and working capital management, delivering cash management services based on customers’ requests, such as collection and payment, and liquidity and information management services.

Akbank T.A.S. Fundamentals Summary

How do Akbank T.A.S's earnings and revenue compare to its market cap?
AKB2 fundamental statistics
Market cap	€8.87b
Earnings (TTM)	€1.11b
Revenue (TTM)	€3.62b

8.0x

P/E Ratio

1.4x

P/B Ratio

Is AKB2 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AKB2 income statement (TTM)
Revenue	₺137.50b
Cost of Revenue	₺583.30m
Gross Profit	₺136.91b
Other Expenses	₺94.55b
Earnings	₺42.37b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

Apr 25, 2025

Earnings per share (EPS)	8.15
Gross Margin	99.58%
Net Profit Margin	30.81%
Debt/Equity Ratio	265.7%

How did AKB2 perform over the long term?

See historical performance and comparison

Dividends

3.0%

Current Dividend Yield

21%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/16 19:46
End of Day Share Price	2025/02/14 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Akbank T.A.S. is covered by 37 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
null null	Ata Invest
Cristina Marzea	Barclays
Cagdas Dogan	BNP Paribas Securities (Asia)