Amalgamated Financial Corp.

DB:A0B0 Stock Report

Market Cap: €1.1b

Amalgamated Financial Past Earnings Performance

Past criteria checks 4/6

Amalgamated Financial has been growing earnings at an average annual rate of 19.3%, while the Banks industry saw earnings growing at 18.6% annually. Revenues have been growing at an average rate of 10.6% per year. Amalgamated Financial's return on equity is 15%, and it has net margins of 34.5%.

Key information

19.3%

Earnings growth rate

20.1%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate10.6%
Return on equity15.0%
Net Margin34.5%
Next Earnings Update23 Jan 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Amalgamated Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:A0B0 Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243031051390
30 Jun 24292991350
31 Mar 24284941330
31 Dec 23275881340
30 Sep 23269901310
30 Jun 23268911300
31 Mar 23262891270
31 Dec 22248811230
30 Sep 22237731240
30 Jun 22223641220
31 Mar 22207551200
31 Dec 21203531190
30 Sep 21198511170
30 Jun 21200491220
31 Mar 21200491220
31 Dec 20196461220
30 Sep 20195441230
30 Jun 20190451180
31 Mar 20191461180
31 Dec 19192471170
30 Sep 19189511160
30 Jun 19186471180
31 Mar 19185481180
31 Dec 18178451160
30 Sep 18169251150
30 Jun 18160201110
31 Mar 18146111130
31 Dec 1714261130
31 Dec 16128111050

Quality Earnings: A0B0 has high quality earnings.

Growing Profit Margin: A0B0's current net profit margins (34.5%) are higher than last year (33.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: A0B0's earnings have grown by 19.3% per year over the past 5 years.

Accelerating Growth: A0B0's earnings growth over the past year (16.2%) is below its 5-year average (19.3% per year).

Earnings vs Industry: A0B0 earnings growth over the past year (16.2%) exceeded the Banks industry 12.6%.

Return on Equity

High ROE: A0B0's Return on Equity (15%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/22 19:00
End of Day Share Price 2025/01/22 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Amalgamated Financial Corp. is covered by 10 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jason GoldbergBarclays
Jason GoldbergBarclays
Steven AlexopoulosJ.P. Morgan