Amalgamated Financial Balance Sheet Health
Financial Health criteria checks 6/6
Amalgamated Financial has total assets of $8.1B and total equity of $616.9M. Total deposits are $7.3B, and total loans are $4.4B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $286.4M.
Key information
13.2x
Asset to equity ratio
3.4%
Net interest margin
Total deposits | US$7.31b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$286.45m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: A0B0's Assets to Equity ratio (13.2x) is moderate.
Allowance for Bad Loans: A0B0 has a sufficient allowance for bad loans (189%).
Low Risk Liabilities: 97% of A0B0's liabilities are made up of primarily low risk sources of funding.
Loan Level: A0B0 has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: A0B0's Loans to Deposits ratio (60%) is appropriate.
Level of Bad Loans: A0B0 has an appropriate level of bad loans (0.8%).