Territorial Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Territorial Bancorp has total assets of $2.2B and total equity of $248.7M. Total deposits are $1.7B, and total loans are $1.3B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $143.1M.
Key information
8.8x
Asset to equity ratio
2.0%
Net interest margin
| Total deposits | US$1.67b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$143.13m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 9TB's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: 9TB has a sufficient allowance for bad loans (216%).
Low Risk Liabilities: 86% of 9TB's liabilities are made up of primarily low risk sources of funding.
Loan Level: 9TB has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: 9TB's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: 9TB has an appropriate level of bad loans (0.2%).