HBT Financial Past Earnings Performance
Past criteria checks 5/6
HBT Financial has been growing earnings at an average annual rate of 5.9%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 9% per year. HBT Financial's return on equity is 13%, and it has net margins of 32.9%.
Key information
5.9%
Earnings growth rate
-4.1%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 9.0% |
| Return on equity | 13.0% |
| Net Margin | 32.9% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How HBT Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 212 | 70 | 104 | 0 |
| 30 Jun 24 | 214 | 71 | 103 | 0 |
| 31 Mar 24 | 217 | 72 | 104 | 0 |
| 31 Dec 23 | 220 | 66 | 102 | 0 |
| 30 Sep 23 | 221 | 60 | 98 | 0 |
| 30 Jun 23 | 209 | 56 | 92 | 0 |
| 31 Mar 23 | 193 | 52 | 85 | 0 |
| 31 Dec 22 | 181 | 56 | 81 | 0 |
| 30 Sep 22 | 174 | 57 | 80 | 0 |
| 30 Jun 22 | 169 | 55 | 79 | 0 |
| 31 Mar 22 | 167 | 55 | 76 | 0 |
| 31 Dec 21 | 168 | 56 | 75 | 0 |
| 30 Sep 21 | 165 | 55 | 74 | 0 |
| 30 Jun 21 | 161 | 52 | 75 | 0 |
| 31 Mar 21 | 153 | 46 | 75 | 0 |
| 31 Dec 20 | 142 | 37 | 77 | 0 |
| 30 Sep 20 | 144 | 40 | 77 | 0 |
| 30 Jun 20 | 147 | 47 | 73 | 0 |
| 31 Mar 20 | 154 | 54 | 76 | 0 |
| 31 Dec 19 | 163 | 67 | 74 | 0 |
| 30 Sep 19 | 156 | 63 | 74 | 0 |
| 30 Jun 19 | 156 | 63 | 78 | 0 |
| 31 Mar 19 | 156 | 64 | 75 | 0 |
| 31 Dec 18 | 155 | 64 | 76 | 0 |
| 31 Dec 17 | 151 | 56 | 76 | 0 |
| 31 Dec 16 | 154 | 59 | 76 | 0 |
Quality Earnings: 9ND has high quality earnings.
Growing Profit Margin: 9ND's current net profit margins (32.9%) are higher than last year (27.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 9ND's earnings have grown by 5.9% per year over the past 5 years.
Accelerating Growth: 9ND's earnings growth over the past year (15.6%) exceeds its 5-year average (5.9% per year).
Earnings vs Industry: 9ND earnings growth over the past year (15.6%) exceeded the Banks industry 13.2%.
Return on Equity
High ROE: 9ND's Return on Equity (13%) is considered low.