9ND Stock Overview
Operates as the bank holding company for Heartland Bank and Trust Company that provides business, commercial, and retail banking products and services to individuals, businesses, and municipal entities in Central and Northeastern Illinois, and Eastern Iowa. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
My Notes
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HBT Financial, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$22.20 |
| 52 Week High | US$23.20 |
| 52 Week Low | US$16.70 |
| Beta | 0.88 |
| 1 Month Change | 16.84% |
| 3 Month Change | -2.63% |
| 1 Year Change | 27.59% |
| 3 Year Change | 32.93% |
| 5 Year Change | n/a |
| Change since IPO | 83.84% |
Recent News & Updates
Recent updates
Shareholder Returns
| 9ND | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 4.7% | -0.4% | -0.2% |
| 1Y | 27.6% | 30.8% | 13.7% |
Return vs Industry: 9ND underperformed the German Banks industry which returned 29.4% over the past year.
Return vs Market: 9ND exceeded the German Market which returned 12.9% over the past year.
Price Volatility
| 9ND volatility | |
|---|---|
| 9ND Average Weekly Movement | 8.3% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.1% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 9ND's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: 9ND's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1920 | 844 | J. Carter | ir.hbtfinancial.com |
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides business, commercial, and retail banking products and services to individuals, businesses, and municipal entities in Central and Northeastern Illinois, and Eastern Iowa. The company’s deposits accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposits, health savings accounts, and individual retirement accounts. Its loan offering comprises owner and non-owner occupied commercial real estate; construction and land development and multi-family; commercial and industrial; agricultural and farmland; and one-to-four family residential loans, as well as municipal, consumer, and other loans.
HBT Financial, Inc. Fundamentals Summary
| 9ND fundamental statistics | |
|---|---|
| Market cap | €754.88m |
| Earnings (TTM) | €68.98m |
| Revenue (TTM) | €212.76m |
11.2x
P/E Ratio1.5x
P/B RatioIs 9ND overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 9ND income statement (TTM) | |
|---|---|
| Revenue | US$221.39m |
| Cost of Revenue | US$0 |
| Gross Profit | US$221.39m |
| Other Expenses | US$149.61m |
| Earnings | US$71.78m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.27 |
| Gross Margin | 100.00% |
| Net Profit Margin | 32.42% |
| Debt/Equity Ratio | 24.7% |
How did 9ND perform over the long term?
See historical performance and comparisonDividends
3.3%
Current Dividend Yield33%
Payout RatioDoes 9ND pay a reliable dividends?
See 9ND dividend history and benchmarks| HBT Financial dividend dates | |
|---|---|
| Ex Dividend Date | Feb 04 2025 |
| Dividend Pay Date | Feb 11 2025 |
| Days until Ex dividend | 3 days |
| Days until Dividend pay date | 4 days |
Does 9ND pay a reliable dividends?
See 9ND dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/05 17:52 |
| End of Day Share Price | 2025/02/05 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
HBT Financial, Inc. is covered by 5 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jeffrey Rulis | D.A. Davidson & Co. |
| Steven Alexopoulos | J.P. Morgan |
| Damon DelMonte | Keefe, Bruyette, & Woods |