SpareBank 1 Nord-Norge Past Earnings Performance
Past criteria checks 5/6
SpareBank 1 Nord-Norge has been growing earnings at an average annual rate of 4.4%, while the Banks industry saw earnings growing at 12.6% annually. Revenues have been growing at an average rate of 5.3% per year. SpareBank 1 Nord-Norge's return on equity is 14.8%, and it has net margins of 22%.
Key information
4.4%
Earnings growth rate
4.4%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 5.3% |
| Return on equity | 14.8% |
| Net Margin | 22.0% |
| Next Earnings Update | 08 May 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How SpareBank 1 Nord-Norge makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 5,181 | 1,142 | 1,000 | 0 |
| 30 Sep 23 | 4,958 | 1,102 | 941 | 0 |
| 30 Jun 23 | 4,706 | 1,046 | 883 | 0 |
| 31 Mar 23 | 4,365 | 951 | 859 | 0 |
| 31 Dec 22 | 4,001 | 828 | 844 | 0 |
| 30 Sep 22 | 4,113 | 849 | 916 | 0 |
| 30 Jun 22 | 4,255 | 922 | 931 | 0 |
| 31 Mar 22 | 4,517 | 1,034 | 939 | 0 |
| 31 Dec 21 | 4,542 | 1,045 | 936 | 0 |
| 30 Sep 21 | 4,017 | 882 | 841 | 0 |
| 30 Jun 21 | 3,971 | 866 | 854 | 0 |
| 31 Mar 21 | 3,861 | 832 | 853 | 0 |
| 31 Dec 20 | 3,728 | 792 | 869 | 0 |
| 30 Sep 20 | 3,687 | 738 | 876 | 0 |
| 30 Jun 20 | 3,560 | 689 | 867 | 0 |
| 31 Mar 20 | 3,630 | 720 | 870 | 0 |
| 31 Dec 19 | 4,113 | 945 | 834 | 0 |
| 30 Sep 19 | 4,133 | 1,008 | 837 | 0 |
| 30 Jun 19 | 4,111 | 1,012 | 800 | 0 |
| 31 Mar 19 | 3,972 | 962 | 771 | 0 |
| 31 Dec 18 | 3,394 | 710 | 748 | 0 |
| 30 Sep 18 | 3,413 | 735 | 909 | 0 |
| 30 Jun 18 | 3,315 | 711 | 889 | 0 |
| 31 Mar 18 | 3,170 | 669 | 850 | 0 |
| 31 Dec 17 | 3,130 | 663 | 828 | 0 |
| 30 Sep 17 | 2,967 | 595 | 805 | 0 |
| 30 Jun 17 | 2,949 | 600 | 779 | 0 |
| 31 Mar 17 | 2,926 | 599 | 771 | 0 |
| 31 Dec 16 | 2,864 | 581 | 760 | 0 |
| 30 Sep 16 | 2,710 | 525 | 867 | 0 |
| 30 Jun 16 | 2,533 | 447 | 884 | 0 |
| 31 Mar 16 | 2,455 | 407 | 897 | 0 |
| 31 Dec 15 | 2,494 | 418 | 918 | 0 |
| 30 Sep 15 | 2,358 | -167 | 803 | 0 |
| 30 Jun 15 | 2,485 | 54 | 807 | 0 |
| 31 Mar 15 | 2,578 | 282 | 807 | 0 |
| 31 Dec 14 | 2,673 | 545 | 779 | 0 |
| 30 Sep 14 | 2,895 | 1,336 | 796 | 0 |
| 30 Jun 14 | 2,843 | 1,317 | 751 | 0 |
| 31 Mar 14 | 2,650 | 1,171 | 723 | 0 |
| 31 Dec 13 | 2,390 | 966 | 707 | 0 |
| 30 Sep 13 | 2,245 | 850 | 735 | 0 |
| 30 Jun 13 | 2,029 | 699 | 717 | 0 |
Quality Earnings: 93S has high quality earnings.
Growing Profit Margin: 93S's current net profit margins (22%) are higher than last year (20.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 93S's earnings have grown by 4.4% per year over the past 5 years.
Accelerating Growth: 93S's earnings growth over the past year (37.9%) exceeds its 5-year average (4.4% per year).
Earnings vs Industry: 93S earnings growth over the past year (37.9%) exceeded the Banks industry 27.3%.
Return on Equity
High ROE: 93S's Return on Equity (14.8%) is considered low.