First Savings Financial Group Balance Sheet Health
Financial Health criteria checks 6/6
First Savings Financial Group has total assets of $2.4B and total equity of $165.1M. Total deposits are $1.8B, and total loans are $1.9B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $63.5M.
Key information
14.3x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$1.79b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$63.46m |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8N4's Assets to Equity ratio (14.3x) is moderate.
Allowance for Bad Loans: 8N4 has a sufficient allowance for bad loans (124%).
Low Risk Liabilities: 81% of 8N4's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8N4 has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: 8N4's Loans to Deposits ratio (105%) is appropriate.
Level of Bad Loans: 8N4 has an appropriate level of bad loans (0.8%).