Investar Holding Balance Sheet Health
Financial Health criteria checks 6/6
Investar Holding has total assets of $2.8B and total equity of $245.5M. Total deposits are $2.3B, and total loans are $2.1B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $86.3M.
Key information
11.4x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$2.29b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$86.34m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 7ZH's Assets to Equity ratio (11.4x) is moderate.
Allowance for Bad Loans: 7ZH has a sufficient allowance for bad loans (685%).
Low Risk Liabilities: 89% of 7ZH's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7ZH has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: 7ZH's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: 7ZH has an appropriate level of bad loans (0.2%).