MetroCity Bankshares, Inc.

DB:7IR Stock Report

Market Cap: €774.1m

MetroCity Bankshares Past Earnings Performance

Past criteria checks 5/6

MetroCity Bankshares has been growing earnings at an average annual rate of 6.9%, while the Banks industry saw earnings growing at 18.1% annually. Revenues have been growing at an average rate of 7.1% per year. MetroCity Bankshares's return on equity is 14.6%, and it has net margins of 44%.

Key information

6.9%

Earnings growth rate

6.7%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate7.1%
Return on equity14.6%
Net Margin44.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How MetroCity Bankshares makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:7IR Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2413660400
30 Jun 2412654380
31 Mar 2412051370
31 Dec 2312052360
30 Sep 2312150350
30 Jun 2313056350
31 Mar 2313559360
31 Dec 2214063370
30 Sep 2214570370
30 Jun 2214370380
31 Mar 2214068370
31 Dec 2113062370
30 Sep 2111854360
30 Jun 2110646340
31 Mar 219440320
31 Dec 209036320
30 Sep 209138310
30 Jun 209541310
31 Mar 2010346320
31 Dec 1910145310
30 Sep 1910044320
30 Jun 199741310
31 Mar 199339310
31 Dec 189541290
30 Sep 189141260
30 Jun 188738240
31 Mar 188435240
31 Dec 178132220
30 Sep 177928240
30 Jun 177326230
31 Mar 176723210
31 Dec 165920190
30 Sep 165319160
30 Jun 165019150
31 Mar 164718130
31 Dec 154417130
31 Dec 143512100

Quality Earnings: 7IR has high quality earnings.

Growing Profit Margin: 7IR's current net profit margins (44%) are higher than last year (41.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 7IR's earnings have grown by 6.9% per year over the past 5 years.

Accelerating Growth: 7IR's earnings growth over the past year (18.2%) exceeds its 5-year average (6.9% per year).

Earnings vs Industry: 7IR earnings growth over the past year (18.2%) exceeded the Banks industry 12.6%.

Return on Equity

High ROE: 7IR's Return on Equity (14.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/03 23:59
End of Day Share Price 2025/01/03 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

MetroCity Bankshares, Inc. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kelly MottaKeefe, Bruyette, & Woods
David FeasterRaymond James & Associates