7IR Stock Overview
Operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 5/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
No risks detected for 7IR from our risk checks.
Community vs My Fair Value
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MetroCity Bankshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$24.40 |
| 52 Week High | US$33.00 |
| 52 Week Low | US$20.00 |
| Beta | 0.66 |
| 1 Month Change | 11.93% |
| 3 Month Change | -14.08% |
| 1 Year Change | 4.27% |
| 3 Year Change | 31.89% |
| 5 Year Change | n/a |
| Change since IPO | 119.42% |
Recent News & Updates
Recent updates
Shareholder Returns
| 7IR | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 2.5% | 2.0% | 0.5% |
| 1Y | 4.3% | 30.4% | 14.4% |
Return vs Industry: 7IR underperformed the German Banks industry which returned 30.4% over the past year.
Return vs Market: 7IR underperformed the German Market which returned 14.4% over the past year.
Price Volatility
| 7IR volatility | |
|---|---|
| 7IR Average Weekly Movement | 6.0% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in DE Market | 12.8% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: 7IR has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 7IR's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2006 | 240 | Nack Paek | www.metrocitybank.bank |
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking accounts, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; letters of credit; and commercial and industrial, residential mortgage, and small business administration loans.
MetroCity Bankshares, Inc. Fundamentals Summary
| 7IR fundamental statistics | |
|---|---|
| Market cap | €663.10m |
| Earnings (TTM) | €59.16m |
| Revenue (TTM) | €128.53m |
11.2x
P/E Ratio1.7x
P/B RatioIs 7IR overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 7IR income statement (TTM) | |
|---|---|
| Revenue | US$143.78m |
| Cost of Revenue | US$0 |
| Gross Profit | US$143.78m |
| Other Expenses | US$77.61m |
| Earnings | US$66.17m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.60 |
| Gross Margin | 100.00% |
| Net Profit Margin | 46.02% |
| Debt/Equity Ratio | 99.4% |
How did 7IR perform over the long term?
See historical performance and comparisonDividends
3.2%
Current Dividend Yield33%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/19 12:56 |
| End of Day Share Price | 2025/05/16 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
MetroCity Bankshares, Inc. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Kelly Motta | Keefe, Bruyette, & Woods |
| David Feaster | Raymond James & Associates |