Ponce Financial Group Balance Sheet Health
Financial Health criteria checks 6/6
Ponce Financial Group has total assets of $3.0B and total equity of $504.6M. Total deposits are $1.9B, and total loans are $2.2B. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $156.1M.
Key information
6x
Asset to equity ratio
2.7%
Net interest margin
| Total deposits | US$1.87b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$156.06m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 73V0's Assets to Equity ratio (6x) is low.
Allowance for Bad Loans: 73V0 has a sufficient allowance for bad loans (202%).
Low Risk Liabilities: 74% of 73V0's liabilities are made up of primarily low risk sources of funding.
Loan Level: 73V0 has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: 73V0's Loans to Deposits ratio (117%) is appropriate.
Level of Bad Loans: 73V0 has an appropriate level of bad loans (0.5%).