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Ponce Financial Group, Inc.DB:73V0 Stock Report

Market Cap €402.4m
Share Price
€16.40
€20.28
19.1% undervalued intrinsic discount
1Y43.9%
7D3.1%
1D
Portfolio Value
View

Ponce Financial Group, Inc.

DB:73V0 Stock Report

Market Cap: €402.4m

Ponce Financial Group (73V0) Stock Overview

Operates as the bank holding company for Ponce Bank that provides various banking products and services. More details

73V0 fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance5/6
Financial Health5/6
Dividends0/6

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Ponce Financial Group, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Ponce Financial Group
Historical stock prices
Current Share PriceUS$16.40
52 Week HighUS$16.60
52 Week LowUS$11.00
Beta0.54
1 Month Change13.10%
3 Month Change16.31%
1 Year Change43.86%
3 Year Change105.00%
5 Year Change108.31%
Change since IPO182.49%

Recent News & Updates

Recent updates

Shareholder Returns

73V0DE BanksDE Market
7D3.1%2.9%-0.7%
1Y43.9%39.2%2.0%

Return vs Industry: 73V0 exceeded the German Banks industry which returned 32.7% over the past year.

Return vs Market: 73V0 exceeded the German Market which returned -0.7% over the past year.

Price Volatility

Is 73V0's price volatile compared to industry and market?
73V0 volatility
73V0 Average Weekly Movement5.4%
Banks Industry Average Movement3.9%
Market Average Movement5.9%
10% most volatile stocks in DE Market13.0%
10% least volatile stocks in DE Market2.8%

Stable Share Price: 73V0 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 73V0's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1960216Carlos Naudonwww.poncebank.com

Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It provides various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also offers real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans.

Ponce Financial Group, Inc. Fundamentals Summary

How do Ponce Financial Group's earnings and revenue compare to its market cap?
73V0 fundamental statistics
Market cap€402.43m
Earnings (TTM)€26.14m
Revenue (TTM)€94.37m
15.5x
P/E Ratio
1.4x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
73V0 income statement (TTM)
RevenueUS$109.18m
Cost of RevenueUS$0
Gross ProfitUS$109.18m
Other ExpensesUS$78.94m
EarningsUS$30.24m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)1.25
Gross Margin100.00%
Net Profit Margin27.70%
Debt/Equity Ratio103.6%

How did 73V0 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/12 15:57
End of Day Share Price 2026/06/12 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Ponce Financial Group, Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Christopher MarinacBrean Capital Historical (Janney Montgomery)