The Community Financial Corporation

DB:6BI Stock Report

Market Cap: €140.8m

This company is no longer active

The company may no longer be operating, as it may be out of business. Find out why through their latest events.

Community Financial Valuation

Is 6BI undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 6BI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 6BI (€24) is trading below our estimate of fair value (€80.33)

Significantly Below Fair Value: 6BI is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for 6BI?

Key metric: As 6BI is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 6BI. This is calculated by dividing 6BI's market cap by their current earnings.
What is 6BI's PE Ratio?
PE Ratio5.2x
EarningsUS$29.36m
Market CapUS$153.58m

Price to Earnings Ratio vs Peers

How does 6BI's PE Ratio compare to its peers?

The above table shows the PE ratio for 6BI vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average86.4x
MBK Merkur PrivatBank KgaA
10x8.6%€108.9m
UBK UmweltBank
311.4xn/a€227.1m
PCZ ProCredit Holding
4.4x10.7%€461.8m
QUDS Quds Bank
19.8xn/aUS$109.2m
6BI Community Financial
5.2xn/a€153.6m

Price-To-Earnings vs Peers: 6BI is good value based on its Price-To-Earnings Ratio (5.2x) compared to the peer average (11.8x).


Price to Earnings Ratio vs Industry

How does 6BI's PE Ratio compare vs other companies in the European Banks Industry?

2 CompaniesPrice / EarningsEstimated GrowthMarket Cap
6BI 5.2xIndustry Avg. 7.2xNo. of Companies45PE0612182430+
2 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 6BI is good value based on its Price-To-Earnings Ratio (5.2x) compared to the European Banks industry average (9x)


Price to Earnings Ratio vs Fair Ratio

What is 6BI's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

6BI PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio5.2x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate 6BI's Price-To-Earnings Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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