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Community Financial Balance Sheet Health
Financial Health criteria checks 6/6
Community Financial has total assets of $2.4B and total equity of $198.8M. Total deposits are $2.2B, and total loans are $1.8B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $31.9M.
Key information
12.2x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$2.15b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$31.87m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 6BI's Assets to Equity ratio (12.2x) is moderate.
Allowance for Bad Loans: 6BI has a sufficient allowance for bad loans (289%).
Low Risk Liabilities: 97% of 6BI's liabilities are made up of primarily low risk sources of funding.
Loan Level: 6BI has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: 6BI's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: 6BI has an appropriate level of bad loans (0.4%).