5JP0 Stock Overview

Provides various banking products and services to retail and corporate clients in Japan and internationally. More details

5JP0 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	1/6
Past Performance	5/6
Financial Health	3/6
Dividends	2/6

Rewards

Trading at 22.3% below our estimate of its fair value

Earnings are forecast to grow 10.27% per year

Earnings grew by 13.8% over the past year

Risk Analysis

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

JAPAN POST BANK Co., Ltd. Competitors

Commerzbank

XTRA:CBK

€18.1b

ProCredit Holding

XTRA:PCZ

€465.3m

Merkur PrivatBank KgaA

XTRA:MBK

€105.8m

Ping An Bank

SZSE:000001

CN¥227.6b

Price History & Performance

Summary of share price highs, lows and changes for JAPAN POST BANK
Historical stock prices
Current Share Price	JP¥8.30
52 Week High	JP¥10.20
52 Week Low	JP¥7.75
Beta	-0.0057
1 Month Change	-2.35%
3 Month Change	1.84%
1 Year Change	-5.14%
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	19.42%

Recent updates

Shareholder Returns

	5JP0	DE Banks	DE Market
7D	-5.7%	-1.8%	-2.0%
1Y	-5.1%	19.4%	6.8%

Return vs Industry: 5JP0 underperformed the German Banks industry which returned 19.1% over the past year.

Return vs Market: 5JP0 underperformed the German Market which returned 6.9% over the past year.

Price Volatility

Is 5JP0's price volatile compared to industry and market?
5JP0 volatility
5JP0 Average Weekly Movement	3.5%
Banks Industry Average Movement	3.1%
Market Average Movement	4.9%
10% most volatile stocks in DE Market	11.4%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: 5JP0 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 5JP0's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2006	11,478	Takayuki Kasama	www.jp-bank.japanpost.jp

JAPAN POST BANK Co., Ltd. provides various banking products and services to retail and corporate clients in Japan and internationally. The company offers liquid deposits, including transfer deposits, savings deposits, ordinary deposits, etc.; fixed-term deposits, such as time deposits, TEIGAKU deposits, etc.; and other deposits, as well as negotiable certificates of deposit. It also provides loans to individuals, small and medium-size enterprises, and others; syndicated loans; and other lending.

JAPAN POST BANK Co., Ltd. Fundamentals Summary

How do JAPAN POST BANK's earnings and revenue compare to its market cap?
5JP0 fundamental statistics
Market cap	€32.31b
Earnings (TTM)	€2.43b
Revenue (TTM)	€9.99b

13.3x

P/E Ratio

0.6x

P/B Ratio

Is 5JP0 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
5JP0 income statement (TTM)
Revenue	JP¥1.63t
Cost of Revenue	JP¥0
Gross Profit	JP¥1.63t
Other Expenses	JP¥1.24t
Earnings	JP¥396.78b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	109.71
Gross Margin	100.00%
Net Profit Margin	24.29%
Debt/Equity Ratio	365.9%

How did 5JP0 perform over the long term?

See historical performance and comparison

Dividends

3.6%

Current Dividend Yield

46%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/23 13:34
End of Day Share Price	2024/12/23 00:00
Earnings	2024/09/30
Annual Earnings	2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

JAPAN POST BANK Co., Ltd. is covered by 20 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Shinichiro Nakamura	BofA Global Research
Koichi Niwa	Citigroup Inc
J. Waterhouse	CLSA