Affinity Bancshares, Inc.

DB:5610 Stock Report

Market Cap: €134.8m

Affinity Bancshares Past Earnings Performance

Past criteria checks 2/6

Affinity Bancshares has been growing earnings at an average annual rate of 25%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 11.2% per year. Affinity Bancshares's return on equity is 4.4%, and it has net margins of 18.3%.

Key information

25.0%

Earnings growth rate

27.5%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate11.2%
Return on equity4.4%
Net Margin18.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Affinity Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:5610 Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24316190
30 Jun 24306180
31 Mar 24306170
31 Dec 23306170
30 Sep 23307170
30 Jun 23317170
31 Mar 23317170
31 Dec 22317170
30 Sep 22317170
30 Jun 22307160
31 Mar 22307160
31 Dec 21318160
30 Sep 21318160
30 Jun 21308160
31 Mar 21297160
31 Dec 20253180
30 Sep 20222170
30 Jun 20190170
31 Mar 2016-1160
31 Dec 19140120
30 Sep 19140130
30 Jun 19141110
31 Mar 19141110
31 Dec 18142110
30 Sep 18140110
30 Jun 18140110
31 Mar 1813-1100
31 Dec 1713-1100
30 Sep 1713190
30 Jun 1712180
31 Mar 1712180
31 Dec 1611180
30 Sep 1611170
30 Sep 1510260

Quality Earnings: 5610 has high quality earnings.

Growing Profit Margin: 5610's current net profit margins (18.3%) are lower than last year (22%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 5610's earnings have grown significantly by 25% per year over the past 5 years.

Accelerating Growth: 5610's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 5610 had negative earnings growth (-15.5%) over the past year, making it difficult to compare to the Banks industry average (12.6%).


Return on Equity

High ROE: 5610's Return on Equity (4.4%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/25 05:44
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Affinity Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution