Affinity Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Affinity Bancshares has total assets of $878.6M and total equity of $128.4M. Total deposits are $683.8M, and total loans are $689.2M. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $52.3M.
Key information
6.8x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$683.77m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$52.30m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 5610's Assets to Equity ratio (6.8x) is low.
Allowance for Bad Loans: 5610 has a sufficient allowance for bad loans (172%).
Low Risk Liabilities: 91% of 5610's liabilities are made up of primarily low risk sources of funding.
Loan Level: 5610 has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: 5610's Loans to Deposits ratio (101%) is appropriate.
Level of Bad Loans: 5610 has an appropriate level of bad loans (0.7%).