4S4 Stock Overview
Operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
My Notes
Capture your thoughts, links and company narrative
South Plains Financial, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$34.40 |
| 52 Week High | US$38.60 |
| 52 Week Low | US$22.40 |
| Beta | 0.59 |
| 1 Month Change | -6.52% |
| 3 Month Change | 17.01% |
| 1 Year Change | 29.32% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 43.33% |
Recent News & Updates
Recent updates
Shareholder Returns
| 4S4 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -4.4% | -0.4% | -1.6% |
| 1Y | 29.3% | 19.7% | 6.8% |
Return vs Industry: 4S4 exceeded the German Banks industry which returned 19.4% over the past year.
Return vs Market: 4S4 exceeded the German Market which returned 6.8% over the past year.
Price Volatility
| 4S4 volatility | |
|---|---|
| 4S4 Average Weekly Movement | 7.3% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.6% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 4S4's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: 4S4's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1941 | 583 | Curtis Griffith | www.spfi.bank |
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. The company operates through two segments, Banking and Insurance. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits.
South Plains Financial, Inc. Fundamentals Summary
| 4S4 fundamental statistics | |
|---|---|
| Market cap | €563.13m |
| Earnings (TTM) | €41.88m |
| Revenue (TTM) | €176.90m |
13.4x
P/E Ratio1.3x
P/B RatioIs 4S4 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 4S4 income statement (TTM) | |
|---|---|
| Revenue | US$183.91m |
| Cost of Revenue | US$0 |
| Gross Profit | US$183.91m |
| Other Expenses | US$140.37m |
| Earnings | US$43.54m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.66 |
| Gross Margin | 100.00% |
| Net Profit Margin | 23.68% |
| Debt/Equity Ratio | 24.9% |
How did 4S4 perform over the long term?
See historical performance and comparisonDividends
1.7%
Current Dividend Yield20%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/25 19:28 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
South Plains Financial, Inc. is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Brett Rabatin | Hovde Group, LLC |
| Christopher McGratty | Keefe, Bruyette, & Woods |
| Wood Lay | Keefe, Bruyette, & Woods |