4QR Stock Overview
Operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for 4QR from our risk checks.
United Security Bancshares Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$8.95 |
| 52 Week High | US$8.95 |
| 52 Week Low | US$6.35 |
| Beta | 0.56 |
| 11 Month Change | 12.58% |
| 3 Month Change | 27.86% |
| 1 Year Change | 25.17% |
| 33 Year Change | 29.71% |
| 5 Year Change | n/a |
| Change since IPO | 69.89% |
Recent News & Updates
Recent updates
Shareholder Returns
| 4QR | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 2.3% | -2.4% | 0.8% |
| 1Y | 25.2% | 20.8% | 9.1% |
Return vs Industry: 4QR exceeded the German Banks industry which returned 20.8% over the past year.
Return vs Market: 4QR exceeded the German Market which returned 8.5% over the past year.
Price Volatility
| 4QR volatility | |
|---|---|
| 4QR Average Weekly Movement | 3.9% |
| Banks Industry Average Movement | 3.0% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 10.8% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 4QR has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 4QR's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1987 | 114 | Dennis Woods | www.unitedsecuritybank.com |
United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction and development, and consumer loans, as well as agricultural, installment, and student loans.
United Security Bancshares Fundamentals Summary
| 4QR fundamental statistics | |
|---|---|
| Market cap | €159.60m |
| Earnings (TTM) | €16.85m |
| Revenue (TTM) | €49.51m |
9.5x
P/E Ratio1.3x
P/B RatioIs 4QR overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 4QR income statement (TTM) | |
|---|---|
| Revenue | US$51.96m |
| Cost of Revenue | US$0 |
| Gross Profit | US$51.96m |
| Other Expenses | US$34.27m |
| Earnings | US$17.69m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.02 |
| Gross Margin | 100.00% |
| Net Profit Margin | 34.04% |
| Debt/Equity Ratio | 34.2% |
How did 4QR perform over the long term?
See historical performance and comparison