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United Security Bancshares DB:4QR Stock Report

Last Price

€9.30

Market Cap

€165.3m

7D

-1.6%

1Y

38.8%

Updated

09 Jan, 2025

Data

Company Financials

United Security Bancshares

DB:4QR Stock Report

Market Cap: €165.3m

4QR Stock Overview

Operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. More details

4QR fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends3/6

Rewards

Risk Analysis

No risks detected for 4QR from our risk checks.

My Notes

Capture your thoughts, links and company narrative

United Security Bancshares Competitors

Price History & Performance

Summary of share price highs, lows and changes for United Security Bancshares
Historical stock prices
Current Share PriceUS$9.30
52 Week HighUS$9.55
52 Week LowUS$6.35
Beta0.57
1 Month Change0.54%
3 Month Change29.17%
1 Year Change38.81%
3 Year Change31.91%
5 Year Changen/a
Change since IPO76.54%

Recent News & Updates

Recent updates

Shareholder Returns

4QRDE BanksDE Market
7D-1.6%1.8%1.7%
1Y38.8%21.8%9.4%

Return vs Industry: 4QR exceeded the German Banks industry which returned 21.8% over the past year.

Return vs Market: 4QR exceeded the German Market which returned 9.4% over the past year.

Price Volatility

Is 4QR's price volatile compared to industry and market?
4QR volatility
4QR Average Weekly Movement2.9%
Banks Industry Average Movement3.2%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.5%
10% least volatile stocks in DE Market2.4%

Stable Share Price: 4QR has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 4QR's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1987114Dennis Woodswww.unitedsecuritybank.com

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction and development, and consumer loans, as well as agricultural, installment, and student loans.

United Security Bancshares Fundamentals Summary

How do United Security Bancshares's earnings and revenue compare to its market cap?
4QR fundamental statistics
Market cap€165.29m
Earnings (TTM)€17.17m
Revenue (TTM)€50.44m

9.6x

P/E Ratio

1.3x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
4QR income statement (TTM)
RevenueUS$51.96m
Cost of RevenueUS$0
Gross ProfitUS$51.96m
Other ExpensesUS$34.27m
EarningsUS$17.69m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.02
Gross Margin100.00%
Net Profit Margin34.04%
Debt/Equity Ratio34.2%

How did 4QR perform over the long term?

See historical performance and comparison

Dividends

4.9%

Current Dividend Yield

47%

Payout Ratio

Does 4QR pay a reliable dividends?

See 4QR dividend history and benchmarks
When do you need to buy 4QR by to receive an upcoming dividend?
United Security Bancshares dividend dates
Ex Dividend DateJan 02 2025
Dividend Pay DateJan 17 2025
Days until Ex dividend8 days
Days until Dividend pay date7 days

Does 4QR pay a reliable dividends?

See 4QR dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/09 02:54
End of Day Share Price 2025/01/09 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

United Security Bancshares is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution