First Interstate BancSystem Balance Sheet Health
Financial Health criteria checks 6/6
First Interstate BancSystem has total assets of $30.1B and total equity of $3.2B. Total deposits are $22.8B, and total loans are $18.0B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are $679.2M.
Key information
9.4x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$22.81b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.0% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$679.20m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 4FB's Assets to Equity ratio (9.4x) is low.
Allowance for Bad Loans: 4FB has a sufficient allowance for bad loans (130%).
Low Risk Liabilities: 85% of 4FB's liabilities are made up of primarily low risk sources of funding.
Loan Level: 4FB has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: 4FB's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: 4FB has an appropriate level of bad loans (1%).