TISCO Financial Group (DB:47TA) - Stock Price, News & Analysis

47TA Stock Overview

TISCO Financial Group Public Company Limited, together with its subsidiaries, provides commercial banking products and services for individuals and businesses in Thailand.

About the company

47TA fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	2/6
Past Performance	2/6
Financial Health	5/6
Dividends	5/6

Rewards

Trading at 16.1% below our estimate of its fair value

Earnings are forecast to grow 1.5% per year

Earnings have grown 1.6% per year over the past 5 years

Risk Analysis

Unstable dividend track record

TISCO Financial Group Public Company Limited Competitors

ProCredit Holding

XTRA:PCZ

€524.2m

Commerzbank

XTRA:CBK

€16.4b

UmweltBank

XTRA:UBK

€233.2m

Merkur PrivatBank KgaA

XTRA:MBK

€115.9m

Price History & Performance

Summary of all time highs, changes and price drops for TISCO Financial Group
Historical stock prices
Current Share Price	฿2.38
52 Week High	฿2.80
52 Week Low	฿2.36
Beta	0.46
1 Month Change	-4.80%
3 Month Change	-4.03%
1 Year Change	0.85%
3 Year Change	-2.46%
5 Year Change	2.59%
Change since IPO	76.30%

Recent updates

Shareholder Returns

	47TA	DE Banks	DE Market
7D	-8.5%	3.2%	1.7%
1Y	0.8%	28.5%	2.3%

Return vs Industry: 47TA underperformed the German Banks industry which returned 29.6% over the past year.

Return vs Market: 47TA underperformed the German Market which returned 2.2% over the past year.

Price Volatility

Is 47TA's price volatile compared to industry and market?
47TA volatility
47TA Average Weekly Movement	3.5%
Banks Industry Average Movement	3.4%
Market Average Movement	4.8%
10% most volatile stocks in DE Market	10.1%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: 47TA has not had significant price volatility in the past 3 months.

Volatility Over Time: 47TA's weekly volatility (4%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1969	n/a	Sakchai Peechapat	www.tisco.co.th

TISCO Financial Group Public Company Limited, together with its subsidiaries, provides commercial banking products and services for individuals and businesses in Thailand. The company operates through Commercial Banking Business, Securities Business, Asset Management Business, and Support Business segments. It accepts deposit products, such as special and standard current accounts, savings accounts, and term and recurring deposit products.

TISCO Financial Group Public Company Limited Fundamentals Summary

How do TISCO Financial Group's earnings and revenue compare to its market cap?
47TA fundamental statistics
Market cap	€1.91b
Earnings (TTM)	€182.50m
Revenue (TTM)	€462.18m

10.5x

P/E Ratio

1.7x

P/B Ratio

Is 47TA overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
47TA income statement (TTM)
Revenue	฿18.34b
Cost of Revenue	฿0
Gross Profit	฿18.34b
Other Expenses	฿11.10b
Earnings	฿7.24b

Last Reported Earnings

Mar 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	9.04
Gross Margin	100.00%
Net Profit Margin	39.49%
Debt/Equity Ratio	35.7%

How did 47TA perform over the long term?

See historical performance and comparison

Dividends

12.1%

Current Dividend Yield

86%

Payout Ratio

Does 47TA pay a reliable dividends?

See 47TA dividend history and benchmarks

When do you need to buy 47TA by to receive an upcoming dividend?
TISCO Financial Group dividend dates
Ex Dividend Date	Apr 24 2024
Dividend Pay Date	May 15 2024
Days until Ex dividend	1 day
Days until Dividend pay date	20 days