TISCO Financial Group Public Company Limited

DB:47T Stock Report

Market Cap: €2.1b

TISCO Financial Group Valuation

Is 47T undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 47T when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 47T (€2.6) is trading below our estimate of fair value (€3.33)

Significantly Below Fair Value: 47T is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for 47T?

Other financial metrics that can be useful for relative valuation.

47T key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ratio20.5x

Price to Earnings Ratio vs Peers

How does 47T's PE Ratio compare to its peers?

The above table shows the PE ratio for 47T vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average8.5x
PCZ ProCredit Holding
4.6x9.7%€491.2m
CBK Commerzbank
9x7.7%€19.5b
MBK Merkur PrivatBank KgaA
8.6x5.6%€114.3m
EZ4 SpareBank 1 Sørøst-Norge
11.7x12.9%€813.4m
47T TISCO Financial Group
10.9x0.5%€77.9b

Price-To-Earnings vs Peers: 47T is expensive based on its Price-To-Earnings Ratio (10.9x) compared to the peer average (6.8x).


Price to Earnings Ratio vs Industry

How does 47T's PE Ratio compare vs other companies in the European Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a0.4%
n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a0.4%
n/an/an/a
No more companies

Price-To-Earnings vs Industry: 47T is expensive based on its Price-To-Earnings Ratio (10.9x) compared to the European Banks industry average (7.5x).


Price to Earnings Ratio vs Fair Ratio

What is 47T's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

47T PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio10.9x
Fair PE Ratio8.3x

Price-To-Earnings vs Fair Ratio: 47T is expensive based on its Price-To-Earnings Ratio (10.9x) compared to the estimated Fair Price-To-Earnings Ratio (8.3x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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