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First Business Financial Services DB:45D Stock Report

Last Price

€40.60

Market Cap

€372.4m

7D

2.5%

1Y

13.4%

Updated

26 Dec, 2024

Data

Company Financials +

First Business Financial Services, Inc.

DB:45D Stock Report

Market Cap: €372.4m

45D Stock Overview

Operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. More details

45D fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance3/6
Financial Health6/6
Dividends5/6

My Notes

Capture your thoughts, links and company narrative

First Business Financial Services, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for First Business Financial Services
Historical stock prices
Current Share PriceUS$40.60
52 Week HighUS$47.40
52 Week LowUS$30.00
Beta0.86
1 Month Change-12.12%
3 Month Change4.10%
1 Year Change13.41%
3 Year Change59.84%
5 Year Changen/a
Change since IPO82.88%

Recent News & Updates

Recent updates

Shareholder Returns

45DDE BanksDE Market
7D2.5%-0.5%-0.3%
1Y13.4%19.3%7.0%

Return vs Industry: 45D underperformed the German Banks industry which returned 19.3% over the past year.

Return vs Market: 45D exceeded the German Market which returned 7% over the past year.

Price Volatility

Is 45D's price volatile compared to industry and market?
45D volatility
45D Average Weekly Movement6.5%
Banks Industry Average Movement3.1%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.6%
10% least volatile stocks in DE Market2.4%

Stable Share Price: 45D has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 45D's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1909353Corey Chambaswww.firstbusiness.bank

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing loans and leases, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services.

First Business Financial Services, Inc. Fundamentals Summary

How do First Business Financial Services's earnings and revenue compare to its market cap?
45D fundamental statistics
Market cap€372.43m
Earnings (TTM)€36.31m
Revenue (TTM)€134.74m

10.3x

P/E Ratio

1.3x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
45D income statement (TTM)
RevenueUS$140.24m
Cost of RevenueUS$0
Gross ProfitUS$140.24m
Other ExpensesUS$102.45m
EarningsUS$37.80m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)4.56
Gross Margin100.00%
Net Profit Margin26.95%
Debt/Equity Ratio126.5%

How did 45D perform over the long term?

See historical performance and comparison

Dividends

2.1%

Current Dividend Yield

21%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/26 03:54
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Business Financial Services, Inc. is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jeffrey RulisD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Brian MartinFIG Partners