First Business Financial Services (45D) Stock Overview
Operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
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First Business Financial Services, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$57.00 |
| 52 Week High | US$58.00 |
| 52 Week Low | US$39.60 |
| Beta | 0.66 |
| 1 Month Change | 9.62% |
| 3 Month Change | 17.28% |
| 1 Year Change | 24.45% |
| 3 Year Change | 92.57% |
| 5 Year Change | 154.46% |
| Change since IPO | 156.76% |
Recent News & Updates
Recent updates
Shareholder Returns
| 45D | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 2.7% | 2.1% | 0.1% |
| 1Y | 24.5% | 44.5% | -0.5% |
Return vs Industry: 45D underperformed the German Banks industry which returned 44.7% over the past year.
Return vs Market: 45D exceeded the German Market which returned 0.3% over the past year.
Price Volatility
| 45D volatility | |
|---|---|
| 45D Average Weekly Movement | 8.3% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 5.3% |
| 10% most volatile stocks in DE Market | 12.7% |
| 10% least volatile stocks in DE Market | 2.7% |
Stable Share Price: 45D's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: 45D's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1909 | 378 | Dave Seiler | www.firstbusiness.bank |
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services, as well as private banking to private wealth clients.
First Business Financial Services, Inc. Fundamentals Summary
| 45D fundamental statistics | |
|---|---|
| Market cap | €484.71m |
| Earnings (TTM) | €43.41m |
| Revenue (TTM) | €142.96m |
Is 45D overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 45D income statement (TTM) | |
|---|---|
| Revenue | US$163.13m |
| Cost of Revenue | US$0 |
| Gross Profit | US$163.13m |
| Other Expenses | US$113.59m |
| Earnings | US$49.54m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Jul 30, 2026
| Earnings per share (EPS) | 5.92 |
| Gross Margin | 100.00% |
| Net Profit Margin | 30.37% |
| Debt/Equity Ratio | 89.3% |
How did 45D perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/22 08:43 |
| End of Day Share Price | 2026/07/22 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First Business Financial Services, Inc. is covered by 6 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jeffrey Rulis | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |
| Damon DelMonte | Keefe, Bruyette, & Woods |