44Q Stock Overview
Operates as the financial holding company for Civista Bank that provides community banking services.
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for 44Q from our risk checks.
Civista Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$18.40 |
| 52 Week High | US$18.50 |
| 52 Week Low | US$12.50 |
| Beta | 0.80 |
| 11 Month Change | 17.20% |
| 3 Month Change | 33.33% |
| 1 Year Change | 34.31% |
| 33 Year Change | -14.81% |
| 5 Year Change | n/a |
| Change since IPO | -8.91% |
Recent News & Updates
Recent updates
Shareholder Returns
| 44Q | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 12.9% | 1.8% | -2.2% |
| 1Y | 34.3% | 28.0% | 13.3% |
Return vs Industry: 44Q exceeded the German Banks industry which returned 27% over the past year.
Return vs Market: 44Q exceeded the German Market which returned 13.6% over the past year.
Price Volatility
| 44Q volatility | |
|---|---|
| 44Q Average Weekly Movement | 4.5% |
| Banks Industry Average Movement | 2.9% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.2% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 44Q has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 44Q's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1884 | 534 | Dennis Shaffer | www.civb.com |
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also holds and manages securities portfolio; leases general equipment; and provides captive insurance products.
Civista Bancshares, Inc. Fundamentals Summary
| 44Q fundamental statistics | |
|---|---|
| Market cap | €294.57m |
| Earnings (TTM) | €28.16m |
| Revenue (TTM) | €134.75m |
10.5x
P/E Ratio0.8x
P/B RatioIs 44Q overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 44Q income statement (TTM) | |
|---|---|
| Revenue | US$146.57m |
| Cost of Revenue | US$0 |
| Gross Profit | US$146.57m |
| Other Expenses | US$115.94m |
| Earnings | US$30.63m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.95 |
| Gross Margin | 100.00% |
| Net Profit Margin | 20.90% |
| Debt/Equity Ratio | 99.6% |
How did 44Q perform over the long term?
See historical performance and comparisonDividends
3.1%
Current Dividend Yield32%
Payout RatioDoes 44Q pay a reliable dividends?
See 44Q dividend history and benchmarks| Civista Bancshares dividend dates | |
|---|---|
| Ex Dividend Date | Nov 05 2024 |
| Dividend Pay Date | Nov 19 2024 |
| Days until Ex dividend | 0 days |
| Days until Dividend pay date | 14 days |
Does 44Q pay a reliable dividends?
See 44Q dividend history and benchmarks