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Civista Bancshares DB:44Q Stock Report

Last Price

€19.70

Market Cap

€321.7m

7D

-4.4%

1Y

18.7%

Updated

23 Dec, 2024

Data

Company Financials +

44Q Stock Overview

Operates as the financial holding company for Civista Bank that provides community banking services. More details

44Q fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance2/6
Financial Health6/6
Dividends5/6

Rewards

Risk Analysis

No risks detected for 44Q from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Civista Bancshares, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Civista Bancshares
Historical stock prices
Current Share PriceUS$19.70
52 Week HighUS$21.60
52 Week LowUS$12.50
Beta0.79
1 Month Change-3.43%
3 Month Change24.68%
1 Year Change18.67%
3 Year Change-7.94%
5 Year Changen/a
Change since IPO-2.48%

Recent News & Updates

Recent updates

Shareholder Returns

44QDE BanksDE Market
7D-4.4%-2.0%-2.0%
1Y18.7%19.1%6.9%

Return vs Industry: 44Q matched the German Banks industry which returned 19.1% over the past year.

Return vs Market: 44Q exceeded the German Market which returned 6.9% over the past year.

Price Volatility

Is 44Q's price volatile compared to industry and market?
44Q volatility
44Q Average Weekly Movement6.0%
Banks Industry Average Movement3.1%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.3%
10% least volatile stocks in DE Market2.4%

Stable Share Price: 44Q has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 44Q's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1884534Dennis Shafferwww.civb.com

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also holds and manages securities portfolio; leases general equipment; and provides captive insurance products.

Civista Bancshares, Inc. Fundamentals Summary

How do Civista Bancshares's earnings and revenue compare to its market cap?
44Q fundamental statistics
Market cap€321.70m
Earnings (TTM)€29.35m
Revenue (TTM)€140.47m

11.0x

P/E Ratio

0.9x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
44Q income statement (TTM)
RevenueUS$146.57m
Cost of RevenueUS$0
Gross ProfitUS$146.57m
Other ExpensesUS$115.94m
EarningsUS$30.63m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.95
Gross Margin100.00%
Net Profit Margin20.90%
Debt/Equity Ratio103.2%

How did 44Q perform over the long term?

See historical performance and comparison

Dividends

3.0%

Current Dividend Yield

32%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 15:57
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Civista Bancshares, Inc. is covered by 14 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James BeuryBoenning & Scattergood, Inc.
Manuel NavasD.A. Davidson & Co.
null nullD.A. Davidson & Co.