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42YA Stock Overview
Provides banking products and services for consumers, and small and medium sized businesses under the Clydesdale Bank, Yorkshire Bank, and Virgin Money brands in the United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 1/6 |
| Past Performance | 1/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
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Virgin Money UK PLC Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£2.59 |
| 52 Week High | UK£2.62 |
| 52 Week Low | UK£1.57 |
| Beta | 1.89 |
| 1 Month Change | 1.89% |
| 3 Month Change | 3.44% |
| 1 Year Change | 44.10% |
| 3 Year Change | 18.34% |
| 5 Year Change | 119.69% |
| Change since IPO | 12.67% |
Recent News & Updates
Recent updates
Shareholder Returns
| 42YA | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 0% | -1.8% | -1.4% |
| 1Y | 44.1% | 37.1% | 15.4% |
Return vs Industry: 42YA exceeded the German Banks industry which returned 22.6% over the past year.
Return vs Market: 42YA exceeded the German Market which returned 13.3% over the past year.
Price Volatility
| 42YA volatility | |
|---|---|
| 42YA Average Weekly Movement | 0.8% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 5.2% |
| 10% most volatile stocks in DE Market | 11.7% |
| 10% least volatile stocks in DE Market | 2.8% |
Stable Share Price: 42YA has not had significant price volatility in the past 3 months.
Volatility Over Time: 42YA's weekly volatility has decreased from 7% to 1% over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1838 | 8,110 | David Duffy | www.virginmoneyukplc.com |
Virgin Money UK PLC provides banking products and services for consumers, and small and medium sized businesses under the Clydesdale Bank, Yorkshire Bank, and Virgin Money brands in the United Kingdom. The company offers savings and current accounts, mortgages, credit cards, and home loans; business loans, overdraft facilities, treasury solutions, and corporate and structured finance; risk management; asset and invoice finance services; international trade services; and home, car, and life and critical illness insurance products. It also offers online and mobile banking, and telephone banking services.
Virgin Money UK PLC Fundamentals Summary
| 42YA fundamental statistics | |
|---|---|
| Market cap | €3.39b |
| Earnings (TTM) | €300.52m |
| Revenue (TTM) | €1.90b |
11.3x
P/E Ratio0.5x
P/B RatioIs 42YA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 42YA income statement (TTM) | |
|---|---|
| Revenue | UK£1.58b |
| Cost of Revenue | UK£0 |
| Gross Profit | UK£1.58b |
| Other Expenses | UK£1.33b |
| Earnings | UK£250.00m |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
Nov 19, 2024
| Earnings per share (EPS) | 0.19 |
| Gross Margin | 100.00% |
| Net Profit Margin | 15.84% |
| Debt/Equity Ratio | 289.4% |
How did 42YA perform over the long term?
See historical performance and comparisonDividends
1.8%
Current Dividend Yield21%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/10/01 07:02 |
| End of Day Share Price | 2024/10/01 00:00 |
| Earnings | 2024/03/31 |
| Annual Earnings | 2023/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Virgin Money UK PLC is covered by 24 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Adam Barrass | Berenberg |
| Peter Richardson | Berenberg |
| Guy Stebbings | BNP Paribas Exane |