SpareBank 1 Østlandet Balance Sheet Health
Financial Health criteria checks 5/6
SpareBank 1 Østlandet has total assets of NOK186.0B and total equity of NOK22.5B. Total deposits are NOK114.2B, and total loans are NOK140.5B earning a Net Interest Margin of 2.1%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are NOK2.5B.
Key information
8.3x
Asset to equity ratio
2.1%
Net interest margin
| Total deposits | NOK 114.16b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | NOK 2.51b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 2SF's Assets to Equity ratio (8.3x) is low.
Allowance for Bad Loans: 2SF has a low allowance for bad loans (36%).
Low Risk Liabilities: 70% of 2SF's liabilities are made up of primarily low risk sources of funding.
Loan Level: 2SF has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: 2SF's Loans to Deposits ratio (123%) is appropriate.
Level of Bad Loans: 2SF has an appropriate level of bad loans (1.5%).